4862 CAYVIEW AVENUE UNIT 407, ORLANDO, FL, 32819
Active482 days on marketListed Apr 14, 2025MLS #S5124892
About this home
4862 CAYVIEW AVENUE UNIT 407
Your Orlando escape begins when you step into the stylish embrace of 4862 Cayview Ave, Unit 407. Located on the fourth floor of Building 9 within the sought-after Vista Cay community, this fully furnished two-bedroom, two-bathroom condo offers a seamless blend of comfort and convenience, ready for you from day one. Imagine unwinding on your private balcony, bathed in the warm Florida sunshine after a day of adventure. Thoughtful updates ensure effortless living, with recently replaced TVs, washer and dryer, refrigerator, microwave, and more, adding to your ease and enjoyment. But the magic truly unfolds beyond your doorstep. Vista Cay is more than just a location; it's a lifestyle. Picture yourself choosing between several resort-style pools for a refreshing dip, staying active in the clubhouse fitness center, or enjoying friendly competition in the game room. Evenings could be spent catching a favorite film in the community movie theater or simply strolling along the walking trails while taking in the serene lake views. What truly sets this apart? Its unparalleled position. With Universal's Epic Universe practically on your doorstep, your next thrilling adventure is just moments away. When it's time to refuel or indulge, a diverse array of local dining spots, fantastic shopping, and vibrant entertainment options are all within easy reach. This isn't just a vacation home; it's your perfectly positioned launchpad for creating unforgettable Orlando memories, a unique haven designed for relaxation and exploration.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,112
Sqft
0.03 ac
Lot size
2006
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,561 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,561/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.8%
$/sqft vs VISTA CAY
$378 vs $159
Days on market
482 vs 42 typical
Where $378/sqft sits among the 9 homes for sale in VISTA CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
The Orlando short-term market
▼ Softening50%
Occupancy
▼ 25% yr/yr
$252
Avg nightly rate
▲ 17% yr/yr
$29K/yr
Revenue per listing
$125
RevPAR
53 days
Booking lead time
4.7 nights
Avg stay
4
Typical min nights
4,364
Active rentals
▲ 10% supply
Seasonality — monthly occupancy
Peaks at 57% in Feb · bottoms at 39% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Orlando — the projection above is specific to this home’s size.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 9
VISTA CAY have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the Orlando median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4862 CAYVIEW AVENUE UNIT 407
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$335,000
4024 BREAKVIEW DRIVE UNIT 402 · same community
2 bd · 2 ba · 1,112 sqft · $301/sqft · 41 DOM
Sold · Apr ’26$243,000
952 VISTA CAY COURT · same community
2 bd · 2.5 ba · 1,574 sqft · $154/sqft · 66 DOM
Sold · Feb ’26$238,000
2802 CONCH HOLLOW DRIVE · same community
3 bd · 2.5 ba · 1,684 sqft · $141/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4862 CAYVIEW AVENUE UNIT 407 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4862 CAYVIEW AVENUE UNIT 407 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4862 CAYVIEW AVENUE UNIT 407 FAQs
What would the monthly payment be for 4862 CAYVIEW AVENUE UNIT 407?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,561/mo — principal and interest, the actual property-tax bill, the $386/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4862 CAYVIEW AVENUE UNIT 407?+
The association fee works out to $386 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4862 CAYVIEW AVENUE UNIT 407?+
The most recent tax bill on record (2024) was $4,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4862 CAYVIEW AVENUE UNIT 407 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4862 CAYVIEW AVENUE UNIT 407?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $420,000, this home is listed about 6% above the Orlando median of $394,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
482 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $449,950, now $420,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TEAM DONOVAN · James Donovan. MLS #S5124892.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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