CENTURY 21 Edge
Short-Term Rental Eligible
$429,9004 bd4 ba2,094 sqft$205 /sqft$3,842 /mo all-in ↓

228 CAPTIVA DR, DAVENPORT, FL, 33896

Active463 days on marketListed Apr 29, 2025MLS #S5125052

Est. $40K/yr short-term rental revenuePrivate poolTownhouseENCLAVES AT FESTIVAL PH 1

About this home

228 CAPTIVA DR

Let me tell you — this home truly has it all. Whether you're looking for a personal getaway, a full-time residence, or a money-making vacation rental, this 4-bedroom, 4-bath luxury townhome with a private pool in the gated Enclaves at Festival near ChampionsGate is the kind of place that checks every box. From the moment you walk in, you’ll love the bright, open floor plan. The kitchen is fully equipped with stainless steel appliances, granite countertops, a spacious island, and a gorgeous backsplash — perfect for cooking up a big family meal or entertaining guests. And the layout is super functional, with two large primary suites—one on each floor — each with its own double vanity and walk-in shower, giving everyone their own space and privacy. Now, one of my favorite parts is Bedroom #3 — it’s got its own private bath, and we went with a fun Finding Nemo theme that’s always a hit with guests. Bedroom #4 is decked out in classic Mickey Mouse style, making the home even more magical for families, guests or vacationers. Every room is spacious, thoughtfully designed, and just plain comfortable. Step outside and you’ve got your own private pool, fully screened-in for relaxing afternoons or evening dips. And the best part? The HOA covers a ton — high-speed internet, cable, valet trash pickup seven days a week, pest control inside the walls and outside, roof maintenance, exterior painting, landscaping, exterior insurance, cash reserves and more. It really makes ownership easy and stress-free. This community is packed with resort-style amenities — a splash pad, water park, clubhouse, arcade, 18-hole mini golf, fitness center, volleyball court, and even a new on-site restaurant coming in summer 2025. It truly feels like living in a resort, and you or your guests will never run out of things to do. Location-wise, it’s unbeatable. Just minutes from Disney, Universal, SeaWorld, and Legoland, plus some of the best dining in ChampionsGate — from sushi and sake to wings, burgers, tacos, pizza, and desserts. Local favorites like 4 Corners Tavern, Osteria Italian, Miller’s Ale House, and more are all right nearby. Oh, and one last thing — no CDD fees here, which saves you a good chunk long-term. If you're looking for a move-in ready, fully functional home with serious income potential and all the perks of resort living, this is the one. Come see it for yourself — you're going to love it.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,094

Sqft

0.04 ac

Lot size

2017

Year built

Two

Levels

$205

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesEast
ParkingOpen
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$550/mo
Taxes (2024)$4,933/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,842 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2024 actual bill$411
HOA fee — from the listing$550
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,842/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$411
HOA / condo fee$550
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$339KedgeAI estimate $416,111 · range $353K$458K$476K

vs edgeAI estimate

+3.3%

$/sqft vs Davenport actives

$205 vs $191

Days on market

463 vs 51 typical

Where $205/sqft sits among the 400 Davenport actives

61
96
93
67 · this home
40
43
$147–165$165–183$183–201$201–219$219–237$237+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Festival, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$39,693/yr gross

Avg nightly rate$243
Occupancy (comp set)45%
CommunityFestival
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,285/mo median

MarketDavenport
Annual gross at median$27,420
Gross yield on this price6.4%
Homes for rent right now527

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Festival

Map of 228 CAPTIVA DR inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando26 min
Downtown Orlando32 min
Orlando Int’l Airport (MCO)37 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Festival is a short-term-rental community. See the full guide →

DAVENPORT 33896 — neighborhood snapshot

Population

23,074

Median age

33.8

Median income

$74,485

Median home value

$307,200

Avg household

2.66

Households w/ children

2,550

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$355K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

173 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

Apr 29, 2025Listed at $429,900 · 463 days on market since
2017Built · ENCLAVES AT FESTIVAL PH 1

Reality check

What actually sold near 228 CAPTIVA DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

274 CAPTIVA DRIVESold · Sep ’25

$375,000

274 CAPTIVA DRIVE

4 bd · 4 ba · 2,094 sqft · $179/sqft · 301 DOM

394 CAPTIVA DRIVESold · Sep ’25

$345,000

394 CAPTIVA DRIVE

4 bd · 4.5 ba · 2,094 sqft · $165/sqft · 164 DOM

202 CAPTIVA DRIVESold · Oct ’25

$350,000

202 CAPTIVA DRIVE

5 bd · 4.5 ba · 2,094 sqft · $167/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 228 CAPTIVA DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 228 CAPTIVA DR — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

228 CAPTIVA DR FAQs

What would the monthly payment be for 228 CAPTIVA DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,842/mo — principal and interest, the actual property-tax bill, the $550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 228 CAPTIVA DR?+

The association fee works out to $550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 228 CAPTIVA DR?+

The most recent tax bill on record (2024) was $4,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 228 CAPTIVA DR be rented short-term?+

Yes — this home sits inside Festival, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 228 CAPTIVA DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $429,900, this home is listed about 10% above the Davenport median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 228 CAPTIVA DR?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$429,900 runs 15% above the DAVENPORT 33896 median.

02Zoned for nightly rentals

Festival is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Know the monthly fee

The association fee is $550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

05Time on market is leverage

463 days on market against a Davenport median of 51 — sellers in this position are usually ready to negotiate.

Listing courtesy of COLLECTIVE GROUP REALTY, CORP · Carlos Diaz. MLS #S5125052.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Davenport homes, in your inbox

Like 228 CAPTIVA DR but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kemarie to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 5, 2026 at 1:14 PM UTC. The listing information on this page last changed on August 5, 2026 at 1:14 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 5, 2026 at 1:14 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 5, 2026 at 1:14 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.