358 LANCASTER DR, DAVENPORT, FL, 33897
Active26 days on marketListed Aug 25, 2026MLS #O6434764
About this home
358 LANCASTER DR
WELCOME TO YOUR TURNKEY FLORIDA ESCAPE! Perfectly positioned on a DESIRABLE CORNER LOT in thegated community of Highgate Park, this beautifully updated 4-bedroom, 3-bath POOL & SPA HOME isbeing sold FULLY FURNISHED and is ready to enjoy from day one! With OVER $100,000 INVESTED IN MODERN UPDATES, IMPROVEMENTS AND FURNISHINGS, this is the kind of home where you can unpackyour suitcase, step outside to the pool and immediately start enjoying the Florida lifestyle. From the moment you enter, you'll love the bright, open and inviting floor plan designed for both everyday living and entertaining. The updated kitchen features beautiful granite countertops, while updated flooring, window treatments and stylish furnishings give the home a fresh, modern feel throughout. The desirable split-bedroom floor plan provides plenty of privacy for family and guests. Retreat to the spacious primary suite featuring two closets, an en-suite bath with garden tub and separate shower, plus sliding glass doors providing direct access to the pool and lanai. Step outside and discover what may quickly become your favorite part of the home—your own PRIVATEFLORIDA OASIS! Sliding glass doors open to the covered lanai and beautifully resurfaced HEATED POOL &SPA, creating the perfect setting for morning coffee, afternoons in the Florida sunshine, entertainingfriends or relaxing poolside after a day at the attractions. There's even a convenient outdoor shower. The extensive improvements continue with a newer roof, newer A/C, resurfaced garage floor, updatedbathroom showers, new blinds, granite countertops in the bathrooms and numerous additionalenhancements throughout. Highgate Park offers a gated entrance, lawn maintenance included through the HOA and NO CDD. Even better, this property provides exceptional flexibility—SHORT-TERM RENTALS ARE PERMITTED with NO MINIMUM LEASE REQUIREMENT, making it an exciting option for a primary residence, second home, Florida vacation retreat or investment property. Conveniently located near US-27 and I-4, you'll have easy access to shopping, restaurants, golf, resorts and everything that makes Central Florida one of the world's most popular destinations. CORNER LOT. FULLY FURNISHED. OVER $100K INVESTED. HEATED POOL & SPA. GATED COMMUNITY. TURNKEY AND READY TO ENJOY. Come experience this home in person—you may not want to leave!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,844
Sqft
0.13 ac
Lot size
2
Garage
2005
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Davenport actives
$230 vs $185
Days on market
26 vs 54 typical
Where $230/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside High Gate Park, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside High Gate Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
High Gate Park is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
200 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 358 LANCASTER DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$430,000
1115 TROON CIR
4 bd · 3 ba · 1,848 sqft · $233/sqft · 3 DOM
Sold · Feb ’26$295,000
243 LA MIRAGE STREET
4 bd · 3.5 ba · 1,856 sqft · $159/sqft · 108 DOM
Sold · Apr ’26$258,000
602 LA MIRAGE STREET
4 bd · 3.5 ba · 1,856 sqft · $139/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 358 LANCASTER DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 358 LANCASTER DR — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
358 LANCASTER DR FAQs
What would the monthly payment be for 358 LANCASTER DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,955/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 358 LANCASTER DR?+
The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 358 LANCASTER DR?+
The most recent tax bill on record (2025) was $393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 358 LANCASTER DR be rented short-term?+
Yes — this home sits inside High Gate Park, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 358 LANCASTER DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $425,000, this home is listed about 9% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 358 LANCASTER DR?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 25% above the DAVENPORT 33897 median.
02Zoned for nightly rentals
High Gate Park is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of MARKET CONNECT REALTY LLC · Corey Smallman. MLS #O6434764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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