2791 KING OAK CIRCLE, ST CLOUD, FL, 34769
Active119 days on marketListed Mar 26, 2026MLS #S5146558
About this home
2791 KING OAK CIRCLE
Discover this charming 3-bedroom, 2-bath home located in a highly sought-after St. Cloud neighborhood. Perfectly located near schools, the hospital, and only 3 miles from charming historic downtown St. Cloud, where you’ll enjoy local dining, shopping, and the beautiful lakefront. A commuter’s dream with convenient access to the Florida Turnpike entrance just 1 mile away. This home offers the perfect blend of convenience and comfortable living. Step inside to find a well-appointed kitchen featuring all appliances, including a new refrigerator, stove, microwave, and dishwasher—ready for you from day one. Important updates have already been completed, with a 2021 roof and a 2024 AC system, giving buyers added confidence and long-term value. Unwind in the screened-in patio with vinyl windows, creating a versatile space to enjoy the outdoors year-round. The community offers great amenities, including community pools and security cameras at the entrance for added peace of mind. As an added bonus, this home includes a 1-year home warranty, providing extra protection for your investment. Whether you're a first-time buyer, or downsizing this move-in ready home checks all the boxes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,126
Sqft
0.04 ac
Lot size
1988
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,197 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,197/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
Days on market
119 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2791 KING OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2791 KING OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2791 KING OAK CIRCLE FAQs
What would the monthly payment be for 2791 KING OAK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,197/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2791 KING OAK CIRCLE?+
The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2791 KING OAK CIRCLE?+
The most recent tax bill on record (2025) was $2,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2791 KING OAK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $264,900, this home is listed about 38% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2791 KING OAK CIRCLE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of WEICHERT REALTORS HALLMARK PR · Robin Wells. MLS #S5146558.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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