827 HITCH LOOP, ST CLOUD, FL, 34772
Active66 days on marketListed May 7, 2026MLS #S5149450
About this home
827 HITCH LOOP
This new two-story home features a first-floor Next Gen® suite with its own private entrance, living room, kitchen, bedroom, and bathroom — perfect for extended family or guests who want to enjoy privacy. The main home offers a spacious open-concept layout on the first floor, featuring a family room, dining area, and modern kitchen that seamlessly flow together, plus a covered lanai ideal for relaxing or entertaining. Also located downstairs are a secondary bedroom and the owner’s suite, complete with two walk-in closets. Upstairs, you’ll find a versatile bonus room along with two additional secondary bedrooms. Located in the peaceful city of St. Cloud, FL, Old Hickory is a master-planned community known for its family-friendly atmosphere and convenient amenities. Surrounded by beautiful lakes and palm trees, residents enjoy a relaxed lifestyle with access to a community swimming pool, playground, scenic walking paths, shaded picnic areas, and an onsite pond perfect for morning walks and enjoying nature. There is also a dog park where pets can run off-leash and socialize. An added bonus is the included solar panels, helping reduce monthly electricity costs and making the home more energy efficient. Come see this beautiful home and experience the charm, comfort, and natural beauty that Old Hickory has.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,180
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $217
Days on market
66 vs 33 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
199 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 827 HITCH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$500,000
687 HITCH LOOP · same community
5 bd · 4 ba · 3,168 sqft · $158/sqft · 0 DOM
Sold · Sep ’25$450,000
617 HITCH LOOP · same community
4 bd · 2.5 ba · 3,165 sqft · $142/sqft · 47 DOM
Sold · Jun ’26$490,000
799 HITCH LOOP · same community
4 bd · 2.5 ba · 3,165 sqft · $155/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 827 HITCH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 827 HITCH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
827 HITCH LOOP FAQs
What would the monthly payment be for 827 HITCH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 827 HITCH LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $3,500, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 827 HITCH LOOP?+
St. Cloud Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME 21 REALTY & MANAGEMENT INC · Yasmin Paulino. MLS #S5149450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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