CENTURY 21 Edge
$495,0005 bd2.5 ba3,165 sqft$156 /sqft$4,124 /mo all-in ↓

800 HITCH LOOP, ST CLOUD, FL, 34772

Active91 days on marketListed Apr 13, 2026MLS #TB8496384

Single Family ResidenceOLD HICKORY PH 4

About this home

800 HITCH LOOP

Welcome to one of the most exciting opportunities in the growing city of Saint Cloud Built in 2023 and located in Old Hickory, this home checks every box—4 spacious bedrooms and a loft upstairs PLUS a downstairs flex room perfect for a guest suite, office, or playroom, as well as 2.5 bathrooms, and an oversized 3-car garage with plenty of room for cars, storage, or toys. Step outside and enjoy true Florida living with a screened-in lanai, extended paver patio, and a fully fenced backyard with room to entertain, let the kids run, or pets play freely. This home isn’t just beautiful—it’s efficient. Solar panels help keep your electric bills low, and a paid-off water purification system adds everyday comfort and value. Location is everything—and this one delivers. You’re just minutes from shopping and dining including Publix, close to Royal Links Golf Course and have quick, easy access to both the Florida Turnpike and I-4 making your commute to Disney and other theme parks, Orlando International Airport (MCO) quick and convenient within 30 minutes. Or plan a beach day at Cocoa Beach only an hour away! With St. Cloud continuing to grow, this is your chance to lock in a newer home in a high-demand area before prices climb even higher. This one is better experienced in person! Schedule your showing today and come see why you’ll want to call this home!

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

3,165

Sqft

0.17 ac

Lot size

3

Garage

2023

Year built

Two

Levels

$156

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Freezer · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorOutdoor Grill · Sliding Doors

Community & fees

HOA fee$63/mo
Taxes (2025)$9,212/yr
PetsCats OK, Dogs OK, Yes
CommunityDog Park · Playground · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,124 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$768
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$4,124/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$768
HOA / condo fee$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$475KedgeAI estimate $530,708 · range $529K$536K$557K

vs edgeAI estimate

−6.7%

$/sqft vs St Cloud actives

$156 vs $217

Days on market

91 vs 33 typical

Where $156/sqft sits among the 400 St Cloud actives

100 · this home
131
86
39
15
29
$156–191$191–226$226–261$261–295$295–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 800 HITCH LOOP

Drive times from this address

Orlando Int’l Airport (MCO)36 min
Universal Orlando39 min
Downtown Orlando41 min
Walt Disney World45 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementarySt. Cloud Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

197 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Apr 13, 2026Listed at $495,000 · 91 days on market since
2023Built · OLD HICKORY PH 4

Reality check

What actually sold near 800 HITCH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

617 HITCH LOOPSold · Sep ’25

$450,000

617 HITCH LOOP · same community

4 bd · 2.5 ba · 3,165 sqft · $142/sqft · 47 DOM

799 HITCH LOOPSold · Jun ’26

$490,000

799 HITCH LOOP · same community

4 bd · 2.5 ba · 3,165 sqft · $155/sqft · 21 DOM

687 HITCH LOOPSold · Jul ’25

$500,000

687 HITCH LOOP · same community

5 bd · 4 ba · 3,168 sqft · $158/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Melinda Manges Iosua

Your agent

Melinda Manges Iosua

Director, Agent Recruiting · CENTURY 21 Edge

Tours, negotiation, and every question about 800 HITCH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 800 HITCH LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

800 HITCH LOOP FAQs

What would the monthly payment be for 800 HITCH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,124/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 800 HITCH LOOP?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 800 HITCH LOOP?+

The most recent tax bill on record (2025) was $9,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 800 HITCH LOOP?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $495,000, this home is listed about 16% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 800 HITCH LOOP?+

St. Cloud Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGILE GROUP REALTY · Precious Plemons. MLS #TB8496384.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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