CENTURY 21 Edge
$203,000$213,0003 bd2 ba1,401 sqft$145 /sqft≈$1,918 /mo all-in ↓

1884 AMBER SWEET CIRCLE, DUNDEE, FL, 33838

Active156 days on marketListed May 15, 2026MLS #S5149995

✦ Priced 20% below the DUNDEE 33838 median✦ Reduced $10KSingle Family ResidenceRIDGE/SWAN LAKE

About this home

1884 AMBER SWEET CIRCLE

Discover comfort and convenience in this newer 3-bedroom, 2-bath home located within the Ridge at Swan Lake neighborhood in Dundee! Offering 1,401 square feet of thoughtfully designed living space, this home features an open-concept layout great for entertaining and everyday living. The spacious kitchen flows seamlessly into the living and dining areas, creating a bright and welcoming atmosphere. Enjoy the added functionality of a dedicated laundry room that leads directly into the attached two-car garage. Whether you’re a first-time homebuyer, downsizing, or looking for your next investment, this home has everything you need. The home has great potential to be converted into your ideal living space. located near Dundee Ridge Academy and local park. Schedule your private showing today and make this home your next address! The home is being sold in as is condition. All buyers must view the home before submitting an offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,401

Sqft

0.18 ac

Lot size

2

Garage

2019

Year built

One

Levels

$145

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingOther

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

HOA fee$117/mo
Taxes (2025)$4,271/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,918 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,195
FHA mortgage insurance (est.)$90
Property tax — 2025 actual bill$356
HOA fee — from the listing$117
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,105Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,105
Interest rate6.00%
Loan term

Estimated payment

$1,918/mo

Principal & interest$1,195
FHA mortgage insurance (est.)$90
Property taxes (actual bill)$356
HOA / condo fee$117
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $203K
$195KedgeAI estimate $234,692 · range $214K–$245K$255K

vs edgeAI estimate

−13.5%

$/sqft vs Dundee actives

$145 vs $161

Days on market

156 vs 74 typical

Where $145/sqft sits among the 63 Dundee actives

20 · this home
11
15
7
4
6
$130–146$146–161$161–176$176–191$191–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dundee

Drive times from this address

Walt Disney World≈ 42 min
Universal Orlando≈ 52 min
Downtown Orlando≈ 58 min
Orlando Int’l Airport (MCO)≈ 63 min
Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dundee. See the full Dundee guide →

DUNDEE 33838 — neighborhood snapshot

Population

5,431

Median age

32.6

Median income

$44,514

Median home value

$230,100

Avg household

2.93

Households w/ children

740

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleDenison Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dundee market

Seller’s marketLeans buyer — 7.5 months of inventoryBuyer’s market

$296K → $270K

Dundee median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

25 of 63

Dundee actives have cut their price

Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the DUNDEE 33838 median. See the full Dundee market guide →

Paper trail

This home's history

CurrentPrice reduced to $203,000 ▼ $10K
May 15, 2026Listed at $213,000 · 156 days on market since
2019Built · RIDGE/SWAN LAKE

Reality check

What actually sold near 1884 AMBER SWEET CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2166 MANDARIN LOOPSold · Sep ’26

$235,000

2166 MANDARIN LOOP · same community

3 bd · 2 ba · 1,383 sqft · $170/sqft · 10 DOM

2001 AMBER SWEET CIRCLESold · Mar ’26

$249,900

2001 AMBER SWEET CIRCLE · same community

3 bd · 2 ba · 1,383 sqft · $181/sqft · 71 DOM

1899 AMBER SWEET CIRCLESold · Sep ’26

$283,000

1899 AMBER SWEET CIRCLE · same community

4 bd · 2 ba · 1,851 sqft · $153/sqft · 234 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1884 AMBER SWEET CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1884 AMBER SWEET CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1884 AMBER SWEET CIRCLE FAQs

What would the monthly payment be for 1884 AMBER SWEET CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,918/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1884 AMBER SWEET CIRCLE?+

The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1884 AMBER SWEET CIRCLE?+

The most recent tax bill on record (2025) was $4,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1884 AMBER SWEET CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dundee?+

At $203,000, this home is listed about 30% below the Dundee median of $289,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1884 AMBER SWEET CIRCLE?+

Elbert Elementary School (elementary), Haines City Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DUNDEE 33838 market on paper

$203,000 is 20% below the DUNDEE 33838 median of $255,000, and at $145/sqft it sits under the Dundee average of $165.

02Time on market is leverage

156 days on market against a Dundee median of 74 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $213,000, now $203,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALTYCITY INC · Jesse Carriedo. MLS #S5149995.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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