2021 AMBER SWEET CIRCLE, DUNDEE, FL, 33838
Active38 days on marketListed Sep 10, 2026MLS #L4964948
About this home
2021 AMBER SWEET CIRCLE
Welcome to The Ridge at Swan Lake, where comfort, space, and convenience come together in this beautifully maintained 5-bedroom, 3-bathroom home offering approximately 1,975 square feet of living space. Designed with an open-concept layout and vinyl flooring throughout, this home provides a modern, low-maintenance setting with plenty of room to live, work, and entertain. The heart of the home is the spacious kitchen, featuring stone countertops, stainless steel appliances, and a large center island that opens seamlessly to the living and dining areas. The generous living room/dining room combination provides a versatile space that can easily accommodate both everyday living and entertaining. The private primary suite offers a relaxing retreat with an ensuite bathroom featuring dual sinks and a separate shower. Three additional bedrooms and two additional bathrooms provide flexibility for family, guests, a home office, or whatever fits your lifestyle. Step outside and enjoy your 0.28-acre lot with a large fenced backyard and no rear neighbors, offering added privacy and plenty of space for outdoor activities, pets, gardening, or future entertaining. Location is another standout feature. Enjoy easy access to popular Central Florida destinations including Bok Tower Gardens, LEGOLAND Florida Resort, Eagle Ridge Mall, and Lake Eva Community Park. Outdoor enthusiasts will appreciate the nearby recreational opportunities at Circle B Bar Reserve, Colt Creek State Park, and Lake Hamilton, providing plenty of options for hiking, boating, fishing, and enjoying Florida's natural beauty. Potential financing opportunity: The existing mortgage may be assumable at an attractive low interest rate, subject to lender approval and buyer qualification. This could provide a significant opportunity for a qualified buyer compared with obtaining a new mortgage at prevailing rates. Come see why this Dundee home could be the perfect place to call home! Schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
1,975
Sqft
0.28 ac
Lot size
2
Garage
2021
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,281 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,281/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.9%
$/sqft vs Dundee actives
$159 vs $161
Days on market
38 vs 72 typical
Where $159/sqft sits among the 64 Dundee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dundee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dundee. See the full Dundee guide →
DUNDEE 33838 — neighborhood snapshot
Population
5,431
Median age
32.6
Median income
$44,514
Median home value
$230,100
Avg household
2.93
Households w/ children
740
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dundee market
$296K → $270K
Dundee median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
26 of 64
Dundee actives have cut their price
Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the DUNDEE 33838 median. See the full Dundee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2021 AMBER SWEET CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$283,000
1899 AMBER SWEET CIRCLE · same community
4 bd · 2 ba · 1,851 sqft · $153/sqft · 234 DOM
Sold · Sep ’26$235,000
2166 MANDARIN LOOP · same community
3 bd · 2 ba · 1,383 sqft · $170/sqft · 10 DOM
Sold · Mar ’26$249,900
2001 AMBER SWEET CIRCLE · same community
3 bd · 2 ba · 1,383 sqft · $181/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2021 AMBER SWEET CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2021 AMBER SWEET CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2021 AMBER SWEET CIRCLE FAQs
What would the monthly payment be for 2021 AMBER SWEET CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,281/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2021 AMBER SWEET CIRCLE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2021 AMBER SWEET CIRCLE?+
The most recent tax bill on record (2025) was $135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2021 AMBER SWEET CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dundee?+
At $314,900, this home is listed about 11% above the Dundee median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2021 AMBER SWEET CIRCLE?+
Elbert Elementary School (elementary), Haines City Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Leslie Parra. MLS #L4964948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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