CENTURY 21 Edge
$660,0005 bd4.5 ba3,593 sqft$184 /sqft$4,866 /mo all-in ↓

5674 ARBORVISTA DRIVE, ST CLOUD, FL, 34769

Active52 days on marketListed Jun 3, 2026MLS #S5151011

Single Family ResidenceSPLIT OAK RESERVE PH 2

About this home

5674 ARBORVISTA DRIVE

Beautiful 2022 Single Family Home Near Lake Nona –Yorkshire floor plan from Pulte Homes is a Five Bedrooms, Fourth Bathrooms over 60k in Builder upgrades extras! This stunning home offers the perfect combination of modern design, comfort, and convenience. Featuring five spacious bedrooms and fourth stylish bathrooms, this property is ideal for families, professionals, or anyone seeking a contemporary lifestyle in one of Central Florida’s most desirable areas. Located just minutes from Lake Nona, this home provides quick access to major highways, making commuting throughout Central Florida effortless. The property is also only a short minutes' drive to the VA Medical Center, offering exceptional convenience for medical professionals or frequent visitors. Residents will enjoy being close to the Orlando International Airport, top-rated schools, shopping centers, parks, and a wide variety of restaurants. Whether you’re planning a day of errands, a relaxing walk, or a night out, everything you need is within easy reach. Inside, the home welcomes you with a bright and open floor plan that seamlessly connects the living, dining, and kitchen areas. The modern kitchen features premium appliances, ample cabinetry, and a spacious center island—perfect for cooking, entertaining, or gathering with family. Each bedroom is thoughtfully designed for comfort and privacy, with generous closet space and beautifully finished bathrooms. The master suite stands out with its luxurious en-suite bathroom and an impressive walk-in closet. This exceptional property delivers the lifestyle, location, and quality that today’s buyers are looking for.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,593

Sqft

0.14 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$184

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco
FoundationBlock · Slab
FacesEast
ParkingGarage Door Opener
ExteriorPrivate Yard · Sidewalk

Community & fees

HOA fee$115/mo
Taxes (2025)$9,391/yr
PetsYes
CommunityDeed Restrictions · Dog Park · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,866 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,561
PMI (est., until 20% equity)$248
Property tax — 2025 actual bill$783
HOA fee — from the listing$115
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,000
Interest rate6.00%
Loan term

Estimated payment

$4,866/mo

Principal & interest$3,561
PMI (est., until 20% equity)$248
Property taxes (actual bill)$783
HOA / condo fee$115
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $660K
$634KedgeAI estimate $773,283 · range $675K$832K$865K

vs edgeAI estimate

−14.6%

$/sqft vs St Cloud actives

$184 vs $220

Days on market

52 vs 33 typical

Where $184/sqft sits among the 400 St Cloud actives

97 · this home
134
83
37
13
36
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5674 ARBORVISTA DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)30 min
Downtown Orlando35 min
Walt Disney World41 min
Universal Orlando41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34769 — neighborhood snapshot

Population

29,247

Median age

36

Median income

$58,764

Median home value

$271,800

Avg household

2.93

Households w/ children

3,039

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

198 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 149% above the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $660,000 · 52 days on market since
2022Built · SPLIT OAK RESERVE PH 2

Reality check

What actually sold near 5674 ARBORVISTA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5641 OAK KNOLL DRIVESold · Jan ’26

$435,000

5641 OAK KNOLL DRIVE · same community

4 bd · 2 ba · 2,197 sqft · $198/sqft · 95 DOM

1831 LATTICE WAYSold · May ’26

$613,990

1831 LATTICE WAY

5 bd · 3 ba · 3,070 sqft · $200/sqft · 44 DOM

1920 HORSETAIL DRIVESold · Mar ’26

$523,990

1920 HORSETAIL DRIVE

5 bd · 4 ba · 3,045 sqft · $172/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5674 ARBORVISTA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5674 ARBORVISTA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5674 ARBORVISTA DRIVE FAQs

What would the monthly payment be for 5674 ARBORVISTA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,866/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5674 ARBORVISTA DRIVE?+

The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5674 ARBORVISTA DRIVE?+

The most recent tax bill on record (2025) was $9,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5674 ARBORVISTA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $660,000, this home is listed about 55% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5674 ARBORVISTA DRIVE?+

Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VS INTERNATIONAL PROPERTIES · Jose Serrano, PA. MLS #S5151011.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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