634 LONGBOAT DRIVE, DAVENPORT, FL, 33896
Active137 days on marketListed Jun 23, 2026MLS #S5152080
About this home
634 LONGBOAT DRIVE
Recent Price reduction. Motivated Seller! *Bank Owned* Internet included on the HOA Amazing opportunity to own this FULLY FURNISHED 3-bedroom, 2.5-bath townhome in the highly desirable Festival at Champions Gate community. Whether you're looking for a vacation retreat, primary residence, or income-producing investment property, this home offers exceptional flexibility and value. Designed for both comfort and convenience, this turnkey property is ready for immediate personal use or rental operations, making it ideal for short-term vacation rentals or long-term tenants. Its prime location provides easy access to world-famous attractions, shopping, dining, golf courses, and major highways. Residents and guests enjoy resort-style amenities, including a clubhouse, fitness center, resort-style pool, playground, mini-golf, and more. Don't miss your chance to own a fully furnished property in one of Central Florida's most sought-after resort communities!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,622
Sqft
0.04 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,485 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,485/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs FESTIVAL PH 5
$210 vs $209
Days on market
137 vs 73 typical
Where $210/sqft sits among the 17 homes for sale in FESTIVAL PH 5
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Festival, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Festival
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Festival is a short-term-rental community. See the full guide →
DAVENPORT 33896 — neighborhood snapshot
Population
26,731
Median age
33.3
Median income
$74,668
Median home value
$344,600
Avg household
2.7
Households w/ children
3,123
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
8 of 17
FESTIVAL PH 5 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 634 LONGBOAT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$285,000
783 LONGBOAT DRIVE · same community
3 bd · 2.5 ba · 1,622 sqft · $176/sqft · 57 DOM
Sold · Sep ’26$340,000
835 LONGBOAT DRIVE · same community
3 bd · 2.5 ba · 1,622 sqft · $210/sqft · 61 DOM
Sold · Jun ’26$327,990
987 CONCH ROAD · same community
3 bd · 2.5 ba · 1,622 sqft · $202/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 634 LONGBOAT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 634 LONGBOAT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
634 LONGBOAT DRIVE FAQs
What would the monthly payment be for 634 LONGBOAT DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,485/mo — principal and interest, the actual property-tax bill, the $470/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 634 LONGBOAT DRIVE?+
The association fee works out to $470 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 634 LONGBOAT DRIVE?+
The most recent tax bill on record (2025) was $4,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 634 LONGBOAT DRIVE be rented short-term?+
Yes — this home sits inside Festival, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 634 LONGBOAT DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $340,000, this home is listed about 12% below the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 634 LONGBOAT DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33896 market on paper
$340,000 is 7% below the DAVENPORT 33896 median of $365,000.
02Zoned for nightly rentals
Festival is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04The price has already moved
Listed at $375,000, now $340,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY ORLANDO LLC · Ana Maria Rivas Marrero. MLS #S5152080.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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