5923 FLAGSTONE TRAIL, PALMETTO, FL, 34221
Active78 days on marketListed Aug 21, 2026MLS #S5153687
About this home
5923 FLAGSTONE TRAIL
Short Sale. "Short Sale." approved by the PennyMac Short Sale Department; ready for closing based on an appraised value of $328,000.00 under the Sales Comparison Approach. Built in 2024, this beautifully upgraded 4-bedroom, 2-bath D.R. Horton home offers 1,806 Living SQF. ft. The property is and looks like new—the seller only used a single room - modern living in a thriving Palmetto community. From its smart-home technology to its stylish finishes, every detail has been thoughtfully designed for comfort and convenience. The open-concept floor plan is perfect for entertaining, featuring a spacious kitchen with granite countertops, porcelain tile, stainless steel appliances, and an oversized island that flows seamlessly into the living and dining areas. The primary suite offers a relaxing retreat with a walk-in closet complete with built-ins and a luxurious en-suite bathroom with dual vanities. Enjoy added peace of mind with an Alexa-integrated smart system and ADT security. Step outside with a natural nature and private backyard with a covered lanai and no rear neighbors—your ideal spot for morning coffee or evening gatherings. Now is the perfect time to invest in this growing neighborhood. Furniture is fully negotiable—just bring your suitcase! Don't miss your chance and the best opportunity to own this exceptional home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,806
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,199 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,199/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.5%
$/sqft vs Palmetto actives
$182 vs $200
Days on market
78 vs 73 typical
Where $182/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
254 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5923 FLAGSTONE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$390,000
4405 WEATHERED MOSS GLEN · same community
4 bd · 2.5 ba · 2,033 sqft · $192/sqft · 126 DOM
Sold · Apr ’26$385,000
5644 FLAGSTONE TRAIL · same community
4 bd · 3 ba · 3,280 sqft · $117/sqft · 55 DOM
Sold · Oct ’26$468,000
3921 MOSSY LIMB COURT
3 bd · 2 ba · 1,821 sqft · $257/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5923 FLAGSTONE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5923 FLAGSTONE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5923 FLAGSTONE TRAIL FAQs
What would the monthly payment be for 5923 FLAGSTONE TRAIL?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,199/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5923 FLAGSTONE TRAIL?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5923 FLAGSTONE TRAIL?+
The most recent tax bill on record (2025) was $6,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5923 FLAGSTONE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $328,000, this home is listed about 18% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5923 FLAGSTONE TRAIL?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAKTUB REALTY · Alain Armada. MLS #S5153687.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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