778 IRVINE RANCH ROAD, POINCIANA, FL, 34759
Active31 days on marketListed Aug 20, 2026MLS #S5155660
About this home
778 IRVINE RANCH ROAD
Welcome to this Sorano model, a spacious and inviting 4-bedroom, 3-bath home offering approximately 2,326 square feet of comfortable living space. Situated on an impressive .28-acre lot, this home provides plenty of room both inside and out. The open and functional floor plan offers generous living areas, a well-appointed kitchen, and a comfortable primary suite, making it ideal for everyday living and entertaining. The additional bedrooms provide flexibility for family, guests, a home office, or personal hobbies. Enjoy the Florida lifestyle with ample outdoor space and the convenience of living in the growing Poinciana community. This is a wonderful opportunity for buyers looking for space, comfort, and value in Central Florida.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,326
Sqft
0.28 ac
Lot size
2
Garage
2016
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,270 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,270/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.5%
$/sqft vs Poinciana actives
$226 vs $181
Days on market
31 vs 17 typical
Where $226/sqft sits among the 226 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $280K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
84 of 226
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 778 IRVINE RANCH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$440,500
678 IRVINE RANCH ROAD · same community
4 bd · 3 ba · 2,326 sqft · $189/sqft · 15 DOM
Sold · Dec ’25$370,000
663 IRVINE RANCH ROAD · same community
3 bd · 3 ba · 2,307 sqft · $160/sqft · 308 DOM
Sold · Jul ’26$420,000
726 IRVINE RANCH ROAD · same community
3 bd · 2.5 ba · 2,427 sqft · $173/sqft · 362 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 778 IRVINE RANCH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 778 IRVINE RANCH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
778 IRVINE RANCH ROAD FAQs
What would the monthly payment be for 778 IRVINE RANCH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,270/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 778 IRVINE RANCH ROAD?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 778 IRVINE RANCH ROAD?+
The most recent tax bill on record (2025) was $5,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 778 IRVINE RANCH ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $525,000, this home is listed about 81% above the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 778 IRVINE RANCH ROAD?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RIGHT TRACK REALTY · Kelley Spear. MLS #S5155660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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