3546 FUTCH ROAD, PLANT CITY, FL, 33566
Active80 days on marketListed Aug 19, 2026MLS #S5155901
About this home
3546 FUTCH ROAD
Tucked back from the road on 1.66 acres of flat, fully fenced land, this Plant City home offers the kind of space and privacy that’s getting harder to find, without giving up everyday convenience. Step inside and the home immediately makes an impression with vaulted ceilings, an exposed beam, custom built-ins and an electric fireplace creating a warm, inviting centerpiece for the main living space. Just beyond, the dining area flows into a bright kitchen finished with beautiful granite countertops, giving the heart of the home a clean, timeless feel. With four bedrooms and two bathrooms, there’s plenty of room to spread out. The primary suite features a spacious walk-in closet with generous storage, while the secondary bedrooms provide comfortable proportions and flexibility for family, guests, a home office, or whatever fits your lifestyle. Outside is where this property really sets itself apart. A screened-in lanai gives you a shaded place to relax and enjoy the outdoors, while 1.66 acres of level, fully fenced land gives you room to actually use and enjoy your property. A carport and multiple storage sheds add even more functionality, whether you need space for vehicles, equipment, hobbies, or weekend toys. Set back from the road, the home feels tucked away and private, with plenty of open space to entertain, garden, play, or simply enjoy having a little more room around you. And when it’s time to head out, convenient access to I-4 makes getting around Central Florida easy, with Tampa in one direction, Orlando in the other, and Lakeland just down the road. A little more land. A little more privacy. And a location that keeps Central Florida within reach.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,036
Sqft
1.66 ac
Lot size
1990
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,516 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,516/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.8%
$/sqft vs Plant City actives
$253 vs $203
Days on market
80 vs 43 typical
Where $253/sqft sits among the 288 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33566 — neighborhood snapshot
Population
23,727
Median age
38
Median income
$71,161
Median home value
$290,600
Avg household
2.94
Households w/ children
2,833
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
164 of 288
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the Plant City median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3546 FUTCH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$540,000
3522 FUTCH ROAD · same community
4 bd · 4 ba · 1,976 sqft · $273/sqft · 4 DOM
Sold · Jun ’26$495,000
1401 LINDSEY ROAD
3 bd · 2 ba · 1,966 sqft · $252/sqft · 2 DOM
Sold · Nov ’25$350,000
1113 S WIGGINS
3 bd · 2 ba · 1,791 sqft · $195/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3546 FUTCH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3546 FUTCH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3546 FUTCH ROAD FAQs
What would the monthly payment be for 3546 FUTCH ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3546 FUTCH ROAD?+
The most recent tax bill on record (2025) was $7,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Plant City?+
At $515,000, this home is listed about 30% above the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3546 FUTCH ROAD?+
Springhead Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 30% above the Plant City median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $525,000, now $515,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORANGE SLICE PROPERTIES · Yesenia Inamagua. MLS #S5155901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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