354 LA MIRAGE STREET, DAVENPORT, FL, 33897
Active10 days on marketListed Sep 11, 2026MLS #S5156803
About this home
354 LA MIRAGE STREET
Welcome to this beautifully maintained, fully furnished 4-bedroom, 3.5-bath END-UNIT townhouse in the sought-after GATED Regal Palms Resort, just minutes from Disney! This spacious home is in impeccable condition, featuring engineered hardwood flooring throughout and tastefully furnished with quality newer furniture that conveys with the home, making it truly move-in ready. Enjoy additional outdoor living with a COVERED BACK PORCH and a PRIVATE BALCONY off the primary bedroom, perfect spots to relax. A NEW WATER HEATER adds extra peace of mind. Enjoy exceptional flexibility, this pristine property is ideal as a second home and luxury Florida retreat, a short-term rental investment, or a primary residence. Golf carts are allowed within the community, adding to the relaxed resort lifestyle. Regal Palms offers an impressive array of amenities, including a year-round heated pool, lazy river, water slide, zero-entry pool, hot tub, arcade, on-site spa (additional fee), fitness facilities, Frankie Farrell’s Pub & Grille, poolside Tiki Bar, Ice Cream Shoppe, and Marketplace. Enjoy low-maintenance ownership with HOA services that include exterior building maintenance, grounds maintenance, trash collection, cable TV, and Internet. Conveniently located next to Highlands Reserve Golf Club and close to US-192, shopping, dining, and Central Florida's world-famous attractions, including Walt Disney World, Universal Studios, and SeaWorld. Whether you're looking to enjoy the Florida lifestyle yourself or add a versatile vacation property to your investment portfolio, this impeccably kept end unit offers space, comfort, convenience, and resort-style living in one exceptional location!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,856
Sqft
0.08 ac
Lot size
2004
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,992 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs REGAL PALMS AT HIGHLAND RESERVE
$159 vs $161
Days on market
10 vs 54 typical
Where $159/sqft sits among the 11 homes for sale in REGAL PALMS AT HIGHLAND RESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Highlands Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Highlands Reserve is a short-term-rental community. See the full guide →
Highlands Reserve — neighborhood snapshot
Population
6,506
Median age
36
Median income
$84,032
Median home value
$295,812
Avg household
3
Households w/ children
814
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
5 of 11
REGAL PALMS AT HIGHLAND RESERVE have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 354 LA MIRAGE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$295,000
243 LA MIRAGE STREET · same community
4 bd · 3.5 ba · 1,856 sqft · $159/sqft · 108 DOM
Sold · Jul ’26$290,000
206 VERONA AVENUE · same community
4 bd · 3 ba · 1,856 sqft · $156/sqft · 19 DOM
Sold · Mar ’26$282,000
106 MIRAMAR AVENUE · same community
4 bd · 3.5 ba · 1,856 sqft · $152/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 354 LA MIRAGE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 354 LA MIRAGE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
354 LA MIRAGE STREET FAQs
What would the monthly payment be for 354 LA MIRAGE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,992/mo — principal and interest, the actual property-tax bill, the $704/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 354 LA MIRAGE STREET?+
The association fee works out to $704 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 354 LA MIRAGE STREET?+
The most recent tax bill on record (2025) was $3,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 354 LA MIRAGE STREET be rented short-term?+
Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 354 LA MIRAGE STREET?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $295,000, this home is listed about 24% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 354 LA MIRAGE STREET?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33897 market on paper
$295,000 is 12% below the DAVENPORT 33897 median of $335,000, and at $159/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Know the monthly fee
The association fee is $704/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REALTY 4CORNERS · Carlos DeJesus. MLS #S5156803.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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