4986 PRAIRIE PRESERVE RUN, ST CLOUD, FL, 34772
Active15 days on marketListed Sep 5, 2026MLS #S5156858
About this home
4986 PRAIRIE PRESERVE RUN
BEAUTIFUL TOWNHOME FOR RENT IN ST. CLOUD! Enjoy this spacious and beautifully designed 2-story townhome featuring 3 bedrooms, 2.5 bathrooms, and a versatile family room upstairs. The first floor offers an open-concept living and dining area, kitchen, laundry, and convenient half bath, while all bedrooms and two full bathrooms are located upstairs. Located in a peaceful and beautifully maintained community, residents can enjoy a community pool, well-maintained common areas, playground, and cabana with BBQ area—perfect for relaxing, entertaining, and creating wonderful family memories. Excellent location near Florida’s Turnpike Exit 240, with convenient access to Central Florida’s most popular destinations: • Downtown Disney / Disney Springs – approximately 27 miles • Boxi Park at Lake Nona – approximately 22 miles • The Florida Mall – approximately 25 miles • Downtown Orlando – approximately 29 miles A wonderful rental opportunity in the rapidly growing city of St. Cloud, offering comfort, convenience, great community amenities, and an excellent location. FOR RENT—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,556
Sqft
0.05 ac
Lot size
2024
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$2 vs $217
Days on market
15 vs 47 typical
Where $2/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
243 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4986 PRAIRIE PRESERVE RUN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$647,000
5196 PRAIRIE RESERVE RUN · same community
5 bd · 4 ba · 3,559 sqft · $182/sqft · 0 DOM
Sold · Sep ’26$192,000
3471 ALLEGRA CIRCLE
3 bd · 2.5 ba · 1,560 sqft · $123/sqft · 110 DOM
Sold · Sep ’26$259,900
6105 TIMBER CREST DRIVE
3 bd · 2.5 ba · 1,561 sqft · $166/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4986 PRAIRIE PRESERVE RUN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4986 PRAIRIE PRESERVE RUN — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4986 PRAIRIE PRESERVE RUN FAQs
What would the monthly payment be for 4986 PRAIRIE PRESERVE RUN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4986 PRAIRIE PRESERVE RUN?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,390, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4986 PRAIRIE PRESERVE RUN?+
Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX PREMIER PROPERTIES · Cielo Diaz. MLS #S5156858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 4986 PRAIRIE PRESERVE RUN but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →