3964 LOVERING AVENUE, NORTH PORT, FL, 34286
Active13 days on marketListed Sep 7, 2026MLS #S5157105
About this home
3964 LOVERING AVENUE
WELCOME to your DREAM Florida home! Built in 2022, this modern 3-bedroom, 2-bathroom single-family home offers 1,670 sq. ft. of beautifully designed, move-in-ready living space. Step inside to an open and airy layout featuring contemporary finishes and ceiling fans throughout to keep things cool. The heart of the home seamlessly connects the living and kitchen areas, making it perfect for both daily living and entertaining. Retreat to the spacious master suite or utilize the two additional bedrooms for family, guests, or a dedicated home office. Outside, enjoy the best of Florida living on your enclosed lanai, overlooking a generous 10,454 sq. ft. lot that offers plenty of space for outdoor activities, gardening, or future expansion. Complete with a 2-car garage and equipped with solar panels for incredible energy efficiency and utility savings, and impact window, this home truly has it all. Located in a vibrant, fast-growing North Port neighborhood with easy access to shopping, dining, and stunning Gulf Coast beaches. Don't miss your chance—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,670
Sqft
0.24 ac
Lot size
2
Garage
2022
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26%
$/sqft vs PORT CHARLOTTE SUB 17
$251 vs $195
Days on market
13 vs 52 typical
Where $251/sqft sits among the 10 homes for sale in PORT CHARLOTTE SUB 17
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shawnee Way
Get to know North Port. See the full North Port guide →
Shawnee Way — neighborhood snapshot
Population
503
Median age
36
Median income
$84,750
Median home value
$325,800
Avg household
4
Households w/ children
59%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $302K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 10
PORT CHARLOTTE SUB 17 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1300% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 3964 LOVERING AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$381,000
3834 SAN BRUNO ROAD · same community
3 bd · 2 ba · 1,688 sqft · $226/sqft · 25 DOM
Sold · Mar ’26$339,900
3826 SARDINIA AVENUE · same community
4 bd · 2.5 ba · 1,695 sqft · $201/sqft · 63 DOM
Sold · May ’26$434,000
3524 ELDRON AVENUE · same community
3 bd · 2 ba · 1,642 sqft · $264/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3964 LOVERING AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3964 LOVERING AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3964 LOVERING AVENUE FAQs
What would the monthly payment be for 3964 LOVERING AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,236/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3964 LOVERING AVENUE?+
The most recent tax bill on record (2025) was $5,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $420,000, this home is listed about 25% above the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3964 LOVERING AVENUE?+
Lamarque Elementary School (elementary), North Port High School (high), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EQUIESTATE, CORP · Richard Ramirez. MLS #S5157105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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