
148 RANCHO MIRAGE DRIVE, POINCIANA, FL, 34759
Active5 days on marketListed Sep 15, 2026MLS #S5157155
About this home
148 RANCHO MIRAGE DRIVE
Virtually Staged. CUSTOM-DESIGNED VENETIAN WATERFRONT POOL HOME IN PORTOFINO! This exceptional 3-bedroom, 3.5-bath residence with a 3-car garage offers a rare combination of luxury, comfort, and resort-style living in the highly sought-after Portofino neighborhood of Solivita, one of America’s premier 55+ communities. Situated on a beautiful waterfront lot, this home showcases tranquil water views, an expansive open floor plan, and exceptional indoor-outdoor living. From the moment you arrive, the impressive curb appeal is evident with a tile roof, 3-car garage, and extra-wide driveway providing plenty of parking. Enter through the screened front porch and elegant leaded-glass front door into a light-filled great room featuring an open-concept design and breathtaking water views. The great room flows seamlessly through glass french doors to the expansive screened lanai and custom pool, creating the perfect setting for entertaining or relaxing while enjoying the Florida sunshine. The gourmet kitchen is designed for both entertaining and everyday living, featuring stainless steel appliances, double ovens, a cooktop, abundant cabinetry, a large eat-at island, and a spacious breakfast nook overlooking the water and pool with french doors to the lanai.. The open design keeps the kitchen connected to the great room and outdoor living areas, making it easy to enjoy time with family and guests. Step outside to your private Florida retreat. The expansive screened lanai surrounds the custom pool and overlooks the peaceful water and conservation area, with lush landscaping creating a beautiful sense of privacy. The generous backyard also provides room for a fenced, pet-friendly area, adding flexibility for your four-legged family members. The primary suite is a private retreat with serene water views, a tray ceiling, and abundant natural light. The spa-inspired primary bath features dual split vanities, a relaxing soaking tub, a large walk-in shower, make-up space and two large walk-in closets. Two additional bedrooms and baths provide plenty of space for guests and family. The den/study/office room offers flexibility for any needs. Additional features and upgrades include a GE whole-house generator, HVAC TRANE replaced in 2022, crown molding throughout, tile roof, custom pool, and spacious 3-car garage with ample storage. And then there is the Solivita lifestyle! Residents enjoy an incredible array of resort-style amenities, including state-of-the-art fitness facilities, workout rooms, dance and aerobics studios, a business center, 14 heated swimming pools, 2 heated spas, tennis, pickleball, shuffleboard, bocce ball, billiards, an art gallery, 3 restaurants, and 2 championship 18-hole golf courses with a driving range and putting course. With an active social calendar, clubs, activities, and events, there is always something new to experience and enjoy. Conveniently located near shopping, dining, medical facilities, and healthcare, this home offers the perfect balance of luxury, privacy, convenience, and an active 55+ lifestyle. If you have been waiting for a special waterfront pool home in Portofino, this custom-designed Venetian deserves to be at the top of your list. Come discover the first-class lifestyle that awaits you in Solivita!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,580
Sqft
0.28 ac
Lot size
3
Garage
2010
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,780 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,780/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Poinciana actives
$248 vs $181
Days on market
5 vs 17 typical
Where $248/sqft sits among the 227 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $280K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
84 of 227
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 197% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 148 RANCHO MIRAGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$497,728
729 SAN RAPHAEL STREET · same community
4 bd · 3.5 ba · 2,616 sqft · $190/sqft · 604 DOM
Sold · May ’26$585,000
154 RANCHO MIRAGE DRIVE · same community
3 bd · 3.5 ba · 2,616 sqft · $224/sqft · 222 DOM
Sold · Sep ’26$550,000
812 SAN RAPHAEL STREET · same community
4 bd · 3 ba · 2,430 sqft · $226/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 148 RANCHO MIRAGE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 148 RANCHO MIRAGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
148 RANCHO MIRAGE DRIVE FAQs
What would the monthly payment be for 148 RANCHO MIRAGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,780/mo — principal and interest, the actual property-tax bill, the $437/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 148 RANCHO MIRAGE DRIVE?+
The association fee works out to $437 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 148 RANCHO MIRAGE DRIVE?+
The most recent tax bill on record (2025) was $5,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 148 RANCHO MIRAGE DRIVE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $639,000, this home is listed about 120% above the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 148 RANCHO MIRAGE DRIVE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$639,000 runs 197% above the POINCIANA 34759 median — but at 2,580 sqft it's also 55% larger than the typical Poinciana listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Poinciana market that averages 17 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PELLEGO, LLC · Stan Wilson. MLS #S5157155.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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