5589 VIGO LOOP, ST CLOUD, FL, 34771
Active31 days on marketListed Sep 9, 2026MLS #S5157291
About this home
5589 VIGO LOOP
Luxury upgrades you won’t find in a typical rental! Welcome to this beautifully maintained 4-bedroom, 2-bath home with 1,802 sq. ft. in the desirable Siena Reserve community of Saint Cloud. With designer finishes, thoughtful upgrades, and exceptional curb appeal, this move-in-ready home offers the perfect balance of style, comfort, and convenience. From the moment you arrive, you will notice the extended brick-paver driveway, upgraded front landscaping, and custom modern front door. Inside, the bright open-concept layout is filled with natural light and enhanced by upgraded fixtures, spacious living areas, and a custom arched architectural niche with accent lighting. The chef-inspired kitchen is the centerpiece of the home, featuring an oversized extended quartz island, quartz countertops, white shaker cabinetry, stainless-steel appliances, upgraded gold hardware and faucet, and a custom walk-in pantry with built-in cabinetry for exceptional organization and storage. The spacious primary suite includes a spa-style bathroom with dual vanities, a large tiled walk-in shower, and an impressive custom-designed walk-in closet with built-in shelves and drawers. Additional premium features include an air-conditioned garage, ceiling-mounted garage storage, washer and dryer, and professionally maintained HVAC with biannual service. Step outside to enjoy one of the larger fully fenced backyards in the neighborhood. The covered lanai, café string lighting, and expansive green space create a great setting for relaxing, entertaining, or enjoying time outdoors. Lawn care is included in the rent—an estimated savings of approximately $100 per month. Community amenities include a pool, playground, and dog park. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,802
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $212
Days on market
31 vs 68 typical
Where $1/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
233 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5589 VIGO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$370,000
5526 BONN WAY · same community
3 bd · 2 ba · 1,802 sqft · $205/sqft · 248 DOM
Sold · Mar ’26$415,000
5588 VIGO LOOP · same community
4 bd · 2 ba · 2,045 sqft · $203/sqft · 89 DOM
Sold · Jan ’26$529,999
47 POLERMO AVENUE · same community
5 bd · 4.5 ba · 3,137 sqft · $169/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5589 VIGO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5589 VIGO LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5589 VIGO LOOP FAQs
What would the monthly payment be for 5589 VIGO LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5589 VIGO LOOP?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,450, this home is listed about 99% below the St Cloud median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5589 VIGO LOOP?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA LEGACY REALTY LLC · Sergio Duarte Saavedra. MLS #S5157291.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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