CENTURY 21 Edge
$449,9004 bd3 ba2,075 sqft$217 /sqft$3,502 /mo all-in ↓

193 HONEYCOMB TRAIL, ST AUGUSTINE, FL, 32095

Active3 days on marketListed Sep 17, 2026MLS #S5157846

WaterfrontSingle Family ResidenceNORTH CRK

About this home

193 HONEYCOMB TRAIL

FORMER MODEL HOME! Don't miss this new opportunity. This beautiful designed 4-bedrooms, 3-full bathrooms, 2car-garage home,e greets you with a a big timeless stone veneer accent front porch entry and invites you to a beautiful and relaxing covered and screened lanai with a very exclusive lake view and gives this 2,895 Total SF ranch-style model home a touch of comfort that will exceed all your expectations. Upon entry, soaring 9' high ceilings with a spacious entryway and 5'' baseboard sets the stage for this beautifully crafted home and welcomes you. Quality workmanship and thoughtful professional design elements include Crafted wood windowsills, elegant lighting, 8' tall interior doors, plenty of natural light through many beautiful modern windows, quartz counters and vanities, very professional picked ceramic tile floors and colors for every space of the home, quality wood cabinetry, spacious walk-in closets, Continue. and modern tiled luxury bathrooms. The split-bedroom floor plan includes two generous bedrooms that share a full bathroom, a suit with a private bathroom and a well-appointed MASTER SUITE that offers privacy in the back of home, boasting an oversized walking closet and a luxurious en-suite bathroom with luxury tile all around, dual quartz sinks, modern lighting, convenient linen closet , spacious frameless walk-in glass shower and a relaxing spa stile tub. The home includes a spacious laundry room with 2 big and powerful machines, a washer and a dryer and very conveniently built-in tall wood cabinets for laundry supplies and storage. Toward the back there is a spacious great room for dining and living fully illuminated by natural light, and an inviting gourmet kitchen showcasing quartz countertops, professionally designed tall wood kitchen cabinets, a center island, a walk-in pantry with a barn door, stainless-steel appliances and a dedicated coffee station. The house is built in an oversized lot, surrounded by beautiful and peaceful landscape, and is the only one house in the neighborhood with a backyard that faces an exclusive pond with a lightened fountain. Whole house gutters, tankless water heater and Irrigation system make this home move-in ready!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,075

Sqft

0.19 ac

Lot size

2

Garage

2021

Year built

One

Levels

$217

Per sqft

WaterfrontNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Smart Home · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesSouth
ExteriorGarden · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$100/mo
Taxes (2025)$4,729/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,502 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$394
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,502/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$394
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$217 vs $238

Days on market

3 vs 37 typical

Where $217/sqft sits among the 187 St Augustine actives

102 · this home
31
16
9
13
16
$188–247$247–305$305–364$364–422$422–481$481+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Augustine

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32095 — neighborhood snapshot

Population

18,927

Median age

42.2

Median income

$124,556

Median home value

$485,700

Avg household

2.9

Households w/ children

2,464

For the school run

St. Johns County School District

ElementaryPalencia Elementary School★★★★
HighFirst Coast Technical College
HighAllen D Nease Senior High School★★★★★
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.3 months of inventoryBuyer’s market

$450K$390K

St Augustine median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

68 of 187

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the ST AUGUSTINE 32095 median. See the full St Augustine market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $449,900 · 3 days on market since
2021Built · NORTH CRK

Reality check

What actually sold near 193 HONEYCOMB TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

109 MARSH ISLAND CIRCLESold · Apr ’26

$345,000

109 MARSH ISLAND CIRCLE

3 bd · 2 ba · 1,685 sqft · $205/sqft · 27 DOM

360 LAKESHORE DRIVESold · Apr ’26

$280,000

360 LAKESHORE DRIVE

3 bd · 2 ba · 1,512 sqft · $185/sqft · 4 DOM

448 CRESCENT BOULEVARDSold · Apr ’26

$281,000

448 CRESCENT BOULEVARD

3 bd · 2 ba · 1,368 sqft · $205/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 193 HONEYCOMB TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 193 HONEYCOMB TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

193 HONEYCOMB TRAIL FAQs

What would the monthly payment be for 193 HONEYCOMB TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,502/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 193 HONEYCOMB TRAIL?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 193 HONEYCOMB TRAIL?+

The most recent tax bill on record (2025) was $4,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 193 HONEYCOMB TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $449,900, this home is listed about 2% above the St Augustine median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 193 HONEYCOMB TRAIL?+

Palencia Elementary School (elementary), First Coast Technical College (high), Allen D Nease Senior High School (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$449,900 runs 18% above the ST AUGUSTINE 32095 median — but at 2,075 sqft it's also 24% larger than the typical St Augustine listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a St Augustine market that averages 37 — if it fits, move quickly.

04Strong assigned schools

Palencia Elementary School, First Coast Technical College, Allen D Nease Senior High School, Mky- Head Start /Dpp Pk School — Palencia Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of NORTH FLORIDA RE PARTNERS · Edison Cardenas. MLS #S5157846.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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