1554 SOFTSHELL STREET, ST CLOUD, FL, 34771
Active21 days on marketListed Sep 19, 2026MLS #S5157933
About this home
1554 SOFTSHELL STREET
Welcome to this charming 3-bedroom, 2.5-bathroom townhome home nestled within Turtle Creek in St. Cloud. As you step inside, you're greeted by a cozy living room, dining area, and kitchen that seamlessly flow together. Large windows flood the space with natural light, creating a warm and inviting atmosphere. The kitchen boasts ample counter and cabinet space, highlighted by bright cabinetry and sleek black appliances. A large center island with seating makes it an ideal space for cooking and entertaining. Venturing upstairs, you'll find the bedrooms. The master bedroom is spacious and bright, complete with its own master bathroom featuring a double vanity sink and a walk-in shower. Located in an amazing area, this home is close to major highways, entertainment, restaurants, and more. Don't miss the opportunity to make this lovely home yours!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,910
Sqft
0.07 ac
Lot size
2
Garage
2015
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $211
Days on market
21 vs 65 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
226 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1554 SOFTSHELL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$275,000
1570 SOFTSHELL STREET · same community
3 bd · 2.5 ba · 1,910 sqft · $144/sqft · 14 DOM
Sold · Sep ’26$300,000
4801 APPLE BLOSSOM LANE · same community
4 bd · 3 ba · 1,928 sqft · $156/sqft · 212 DOM
Sold · Jan ’26$379,250
1606 LEATHERBACK LANE · same community
3 bd · 2 ba · 1,818 sqft · $209/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1554 SOFTSHELL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1554 SOFTSHELL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1554 SOFTSHELL STREET FAQs
What would the monthly payment be for 1554 SOFTSHELL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1554 SOFTSHELL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,150, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1554 SOFTSHELL STREET?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL REALTY REAL ESTATE, LLC · Javier Pena. MLS #S5157933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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