
3804 PRONGHORN DRIVE, ST CLOUD, FL, 34772
Active24 days on marketListed Sep 24, 2026MLS #S5157985
About this home
3804 PRONGHORN DRIVE
CUSTOMIZED 2024 BUILT HOME on a CORNER LOT in St. Cloud’s Deer Run Estates! This KB Home Plan 1707 offers 4 bedrooms, 2 baths, 1,706 sq ft, a split-bedroom layout, open-concept living, covered patio, fenced backyard and 2-car garage, enhanced with extensive post-builder upgrades throughout. The welcoming foyer features a custom built-in bench with hooks and storage, while warm neutral finishes, vaulted ceilings and 18x18 ceramic tile flow through the main living areas. At the center of the home, the upgraded kitchen features granite countertops, undermount sink, 36-inch cabinetry with hardware, stone backsplash, stainless steel appliances, added cabinetry above the refrigerator, updated faucet and microwave, pendant lighting over the island and a window finished with custom trim. The original pantry has been expanded and transformed into a WALK-IN PANTRY with built-ins, cabinetry and additional organized storage. Open to the kitchen, the dining area has been elevated with custom wall molding, two sconces and a statement chandelier. Sliding glass doors extend the living space to the covered patio and fully fenced backyard, while the spacious family room connects seamlessly with the kitchen and dining areas for an open, functional layout. The private primary suite overlooks the backyard and includes an en-suite bath with dual-sink granite vanity, glass-enclosed shower, linen closet and barn door leading to the walk-in closet. Three secondary bedrooms are positioned near the front of the home with access to a full guest bath featuring a granite-topped vanity, tub/shower combination and linen storage. Even the laundry room has been customized with added cabinetry, folding counter and accent wall. The upgrades continue into the 2-car garage with an epoxy-coated floor and Tesla EV charger. Designed with connectivity and efficiency in mind, EVERY ROOM IS WIRED FOR ETHERNET, the backyard is prewired for floodlights, and additional features include whole-house gutters, radiant-barrier roof sheathing, foam insulation in the concrete-block walls, R-11 batt insulation in interior walls and rocker-style light switches throughout. Enjoy a covered outdoor living area, fenced yard and corner homesite in a KB Home community with NO CDD, community recreation and convenient access to the Florida Turnpike, US-192, downtown St. Cloud, Lake Nona and the Orlando area. Deer Run Estates was developed by KB Home with convenient access to major Central Florida commuter routes, shopping, dining and recreation.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,706
Sqft
0.16 ac
Lot size
2
Garage
2024
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs St Cloud actives
$239 vs $210
Days on market
24 vs 60 typical
Where $239/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
226 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3804 PRONGHORN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$389,128
3816 ELK BLUFF ROAD · same community
4 bd · 2 ba · 1,696 sqft · $229/sqft · 0 DOM
Sold · Apr ’26$400,000
304 BUCK TRAIL · same community
5 bd · 2 ba · 1,752 sqft · $228/sqft · 5 DOM
Sold · Mar ’26$340,000
204 DOE DRIVE · same community
3 bd · 2 ba · 1,792 sqft · $190/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3804 PRONGHORN DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3804 PRONGHORN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3804 PRONGHORN DRIVE FAQs
What would the monthly payment be for 3804 PRONGHORN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,236/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3804 PRONGHORN DRIVE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3804 PRONGHORN DRIVE?+
The most recent tax bill on record (2025) was $4,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3804 PRONGHORN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $407,900, this home is listed about 5% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3804 PRONGHORN DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Eve Metlis. MLS #S5157985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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