1298 CLOVE DRIVE, POINCIANA, FL, 34759
Active16 days on marketListed Sep 24, 2026MLS #S5158201
About this home
1298 CLOVE DRIVE
Welcome home to Tuscany Preserve, where everyday comfort meets resort-style living. Step inside this bright, two-story home and enjoy an open living and dining area that makes it easy to gather with friends and family. The kitchen features granite countertops, stainless steel appliances, generous cabinet space, and a breakfast bar that keeps everyone connected. Upstairs, the spacious primary suite offers a walk-in closet and a private bath with a soaking tub and separate shower. A screened patio extends your living space outdoors, while the attached garage adds everyday convenience. Beyond your front door, enjoy a gated community with a swimming pool, children’s pool, tennis and basketball courts, fitness center, and clubhouse. Cypress Parkway and Poinciana Parkway (SR 538) provide access to shopping, dining, and US 17/92. Come see what makes this home such an inviting place to settle in!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,978
Sqft
0.09 ac
Lot size
1
Garage
2011
Year built
Two
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,305 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
$/sqft vs TUSCANY PRESERVE PH 03
$126 vs $176
Days on market
16 vs 54 typical
Where $126/sqft sits among the 21 homes for sale in TUSCANY PRESERVE PH 03
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,800/mo median
Live Poinciana rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Tuscany is a short-term-rental community. See the full guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
9 of 21
TUSCANY PRESERVE PH 03 have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 1298 CLOVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$227,000
1374 PACIFIC ROAD · same community
3 bd · 2.5 ba · 1,701 sqft · $133/sqft · 129 DOM
Sold · Dec ’25$175,400
1123 CHERVIL DRIVE · same community
3 bd · 2.5 ba · 1,701 sqft · $103/sqft · 61 DOM
Sold · Jun ’26$210,000
1123 CHERVIL DRIVE · same community
3 bd · 2.5 ba · 1,701 sqft · $123/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1298 CLOVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1298 CLOVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1298 CLOVE DRIVE FAQs
What would the monthly payment be for 1298 CLOVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,305/mo — principal and interest, the actual property-tax bill, the $270/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1298 CLOVE DRIVE?+
The association fee works out to $270 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1298 CLOVE DRIVE?+
The most recent tax bill on record (2025) was $3,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1298 CLOVE DRIVE be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1298 CLOVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $250,000, this home is listed about 11% below the Poinciana median of $281,700. The market section on this page shows how the area is trending.
Which schools are assigned to 1298 CLOVE DRIVE?+
Lake Marion Creek Middle School (middle), Laurel Elementary School (elementary), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Carolina Flores, LLC. MLS #S5158201.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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