CENTURY 21 Edge
$519,9004 bd3 ba2,444 sqft$213 /sqft≈$4,210 /mo all-in ↓

4085 VIA TOLEDO COURT, POINCIANA, FL, 34759

Active8 days on marketListed Oct 3, 2026MLS #S5158710

WaterfrontSingle Family ResidenceSOLIVITA

About this home

4085 VIA TOLEDO COURT

BEAUTIFULLY Upgraded WATERFRONT home in the Sought-After subdivision of VERSILIA, walking distance to the VILLAGE CENTER with its 3 Restaurants, Pharmacy, Clubhouse, Indoor/Outdoor Pools & the Riviera Fitness Center. Enter this lovely home from its covered screened porch, you'll be greeted by an elegant LEADED Glass door which opens onto a spacious FOYER. There you'll find Porcelain tile flooring throughout the MAIN LIVING areas, plush carpet in the bedrooms & vinyl plank flooring in the STUDY. This uniquely designed Letizia model, offers 3 separate sleeping areas, each wing with its OWN BATHROOM for privacy & convenience. BEDROOM 1 & 2 are located at the front of the home, with Hall BATHROOM #2, off the foyer you'll find the STUDY/DEN & down the hall off the garage you will find BEDROOM 3 with easy access to GUEST BATHROOM #3 with its large raised vanity. The Laundry room is good size with full size WASHER/DRYER & work station. For total privacy the PRIMARY SUITE is located off the Great room, with a sitting area BAY WINDOW bump out & with FULL POND Views. The Ensuite BATHROOM affords elevated double sink vanity, WALK-IN SHOWER, separate commode closet, linen closet & Large Walk-in Closet. This NEW home was built-in 2021 an affords LOADS of UPGRADES, from insulating foam between the blocks during construction for energy efficiency to Professional landscaping, rain gutters, REAR LANAI with premium 20/20 screening & SEALED Brick PAVERS upgrade. The EXTENDED Lanai partially COVERED & DOME SCREENED, allows a private extension of your home to enjoy watching TV or relax with music from the lanai speakers while entertaining with friends. FULL POND VIEWS from the Master suite & the entire rear of the home with extra windows. Step out of your LANAI & unto your OPEN BRICK PAVED PATIO designed for grilling while enjoying the amazing breezes coming off the WATER. This OPEN-CONCEPT CUSTOM Kitchen with its LARGE QUARTZ Island, stainless steel appliances & large WALK-IN PANTRY. The GREAT room affords tray ceiling with fan, custom sliding plantation shutters showcasing the 3 oversized sliding glass doors opening on to the LANAI area. DINING Room with extra corner window for FULL Pond view. The TWO CAR garage affords exterior key pad entry & electric garage door opener. Additional upgrades include channel drain in Lanai, surge protector throughout the home, Aquasana water filter in kitchen spicket, UV germicidal light (UV-C light) installed in AC unit, Termite control applied to attic, Owners have contracts with Del Air AC & Massey Pest Control. This generously sized lot provide plenty of space to accommodate a Pool, should you choose to add one. Don't miss this exceptional home, call to come view it today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,444

Sqft

0.17 ac

Lot size

2

Garage

2021

Year built

One

Levels

$213

Per sqft

WaterfrontWater view55+ community

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Washer · Water Purifier
InteriorCeiling Fan(s) · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesEast
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$276/mo
Taxes (2025)$5,799/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityFishing · Lake · Association Recreation - Lease · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,210 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$483
HOA fee — from the listing$276
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,197
Interest rate6.00%
Loan term

Estimated payment

$4,210/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$483
HOA / condo fee$276
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $520K
$469KedgeAI estimate $526,175 · range $488K–$544K$565K

vs edgeAI estimate

−1.2%

$/sqft vs Poinciana actives

$213 vs $181

Days on market

8 vs 54 typical

Where $213/sqft sits among the 261 Poinciana actives

44
39
56
54
34 · this home
34
$135–152$152–168$168–184$184–200$200–216$216+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Drive times from this address

Walt Disney World≈ 34 min
Universal Orlando≈ 44 min
Downtown Orlando≈ 50 min
Orlando Int’l Airport (MCO)≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketLeans buyer — 8.0 months of inventoryBuyer’s market

$298K → $285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

94 of 261

Poinciana actives have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 135% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Oct 3, 2026Listed at $519,900 · 8 days on market since
2021Built · SOLIVITA

Reality check

What actually sold near 4085 VIA TOLEDO COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

790 CARMEL LANESold · Jul ’26

$390,000

790 CARMEL LANE · same community

4 bd · 3 ba · 2,430 sqft · $160/sqft · 156 DOM

201 LARGO DRIVESold · May ’26

$397,000

201 LARGO DRIVE · same community

2 bd · 2 ba · 2,419 sqft · $164/sqft · 298 DOM

741 VILLA PARK ROADSold · Dec ’25

$450,000

741 VILLA PARK ROAD · same community

3 bd · 3 ba · 2,393 sqft · $188/sqft · 174 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4085 VIA TOLEDO COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4085 VIA TOLEDO COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4085 VIA TOLEDO COURT FAQs

What would the monthly payment be for 4085 VIA TOLEDO COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,210/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4085 VIA TOLEDO COURT?+

The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4085 VIA TOLEDO COURT?+

The most recent tax bill on record (2025) was $5,799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4085 VIA TOLEDO COURT?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $519,900, this home is listed about 85% above the Poinciana median of $281,700. The market section on this page shows how the area is trending.

Which schools are assigned to 4085 VIA TOLEDO COURT?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BORCHINI REALTY · Cherie Pontes. MLS #S5158710.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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