CENTURY 21 Edge
✦ Short-Term Rental Eligible
$426,6295 bd3.5 ba2,203 sqft$194 /sqft≈$3,739 /mo all-in ↓

346 PINEWOOD DRIVE, DAVENPORT, FL, 33896

Active34 days on marketListed Oct 5, 2026MLS #S5158848

Private poolFully furnishedSingle Family ResidencePINEWOOD COUNTRY ESTATES

About this home

346 PINEWOOD DRIVE

A Rare Gem in Pinewood Country Estates — Fully Furnished & Short-Term Rental Approved. Discover a standout opportunity in the highly desirable Pinewood Country Estates community in Davenport. This fully furnished 5-bed, 3.5-bath pool home sits on a fenced lot backing onto peaceful conservation land — no rear neighbors, total privacy, and exceptional outdoor living. Spacious, Bright & Move-In Ready. Step inside to a bright, open layout with high ceilings, large windows, and generous living spaces. The kitchen features wood cabinetry, stainless steel appliances, a ceramic cooktop, and a sunny breakfast nook that flows directly to the extended screened pool deck. The heated pool and spa create a true Florida retreat — perfect for relaxing, entertaining, or maximizing rental appeal. Comfortable Bedroom Layout. Primary suite on the main floor with garden tub, dual sinks, and a large separate shower. Convenient half bath and laundry room with garage access. Upstairs: 4 plush, deep-pile carpeted bedrooms, including one transformed into a media room with LazyBoy seating. Two additional full bathrooms upstairs for ideal guest comfort. Major Updates & Low Carrying Costs. New roof (2018).New natural gas furnace (2022). New hot water heater (2026).Irrigation well to keep you grass and plants green and well-watered without the cost of potable water and sewer charges. Very low HOA and no CDD — excellent for investors and owners alike. Flexible Use Options. Short-term and long-term rentals are permitted, making this home ideal as: A primary residence, A vacation home, A turn-key income-producing investment property. Prime Location. Just minutes to Disney World and close to Universal, SeaWorld, and Champions Gate’s golf and resort amenities. Everyday convenience is minutes away at Publix and Posner Park with its restaurants, major retailers, and cinema. Centrally located between Orlando (MCO) and Tampa (TPA) airports this rare, turn-key opportunity in Pinewood Country Estates is priced to sell fast — schedule your private tour today.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,203

Sqft

0.14 ac

Lot size

2

Garage

1998

Year built

Two

Levels

$194

Per sqft

Private poolTrees/Woods viewFurnished

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingGarage Door Opener · Parking Pad
ExteriorGarden · Irrigation System · Permeable Paving · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2025)$4,932/yr
PetsNo
CommunityWater Access · Deed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Phone Available · Sewer Available · Sewer Connected · Sprinkler Well · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,739 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,929
FHA mortgage insurance (est.)$189
Property tax — 2025 actual bill$411
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,932Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,932
Interest rate7.50%
Loan term

Estimated payment

$3,739/mo

Principal & interest$2,929
FHA mortgage insurance (est.)$189
Property taxes (actual bill)$411
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $427K
$322KedgeAI estimate $358,238 · range $335K–$375K$444K

vs edgeAI estimate

+19.1%

$/sqft vs Davenport actives

$194 vs $185

Days on market

34 vs 73 typical

Where $194/sqft sits among the 400 Davenport actives

66
94
99 · this home
79
33
29
$137–157$157–177$177–197$197–216$216–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Town Center, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityTown Center
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketDavenport
Annual gross at median$26,400
Gross yield on this price6.2%
Homes for rent right now591

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Town Center

Drive times from this address

Walt Disney World≈ 19 min
Universal Orlando≈ 29 min
Downtown Orlando≈ 36 min
Orlando Int’l Airport (MCO)≈ 40 min
Downtown Tampa≈ 65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Town Center is a short-term-rental community. See the full guide →

Town Center — neighborhood snapshot

Population

2,652

Median age

35

Median income

$59,189

Median home value

$287,300

Avg household

3

Households w/ children

281

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketBalanced — 6.8 months of inventoryBuyer’s market

$343K → $346K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

199 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

Oct 5, 2026Listed at $426,629 · 34 days on market since
1998Built · PINEWOOD COUNTRY ESTATES

Reality check

What actually sold near 346 PINEWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

128 WALL AVENUESold · Jul ’26

$434,000

128 WALL AVENUE · same community

5 bd · 3.5 ba · 2,224 sqft · $195/sqft · 1 DOM

151 PINEWOOD DRIVESold · Oct ’26

$330,000

151 PINEWOOD DRIVE · same community

5 bd · 3.5 ba · 2,224 sqft · $148/sqft · 173 DOM

117 CYPRESS LANDING STREETSold · May ’26

$309,000

117 CYPRESS LANDING STREET · same community

3 bd · 2 ba · 1,219 sqft · $253/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 346 PINEWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 346 PINEWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

346 PINEWOOD DRIVE FAQs

What would the monthly payment be for 346 PINEWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,739/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 346 PINEWOOD DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 346 PINEWOOD DRIVE?+

The most recent tax bill on record (2025) was $4,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 346 PINEWOOD DRIVE be rented short-term?+

Yes — this home sits inside Town Center, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 346 PINEWOOD DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $426,629, this home is listed about 11% above the Davenport median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 346 PINEWOOD DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$426,629 runs 17% above the DAVENPORT 33896 median.

02Zoned for nightly rentals

Town Center is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of FRONTLINE FLORIDA REALTY, INC. · Alan Martin. MLS #S5158848.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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