9425 AGATE STREET, PORT CHARLOTTE, FL, 33981
Active33 days on marketListed Oct 5, 2026MLS #S5158948
About this home
9425 AGATE STREET
Virtually Staged. One or more photo(s) was virtually staged. Investment opportunity in South Gulf Cove featuring a well-maintained 2023 duplex with two spacious residences, each offering three bedrooms, two bathrooms and a private attached garage. Open-concept interiors, stone countertops, stainless-steel appliances, high ceilings, interior laundry and durable finishes support lasting tenant appeal and efficient ownership. With separate entrances, private living spaces and approximately 2,740 square feet of combined heated area, this property offers flexibility for an investor or owner occupant, subject to existing lease terms. Convenient access to boating, Gulf beaches, parks, shopping and dining. Buyer and buyer's agent should independently verify lease status, rents, expenses, flood information, measurements and all property details.
Facts & features
The home at a glance
6
Bedrooms
2,740
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,512 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,512/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 078
$179 vs $278
Days on market
33 vs 55 typical
Where $179/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 078
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 6
PORT CHARLOTTE SEC 078 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 991% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9425 AGATE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$535,000
13694 BEGONIA CIRCLE · same community
4 bd · 2 ba · 2,703 sqft · $198/sqft · 14 DOM
Sold · Jul ’26$468,000
13694 BEGONIA CIRCLE · same community
4 bd · 2 ba · 2,703 sqft · $173/sqft · 563 DOM
Sold · Sep ’26$775,000
13407 CHENILLE DRIVE · same community
3 bd · 3 ba · 2,331 sqft · $332/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9425 AGATE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9425 AGATE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9425 AGATE STREET FAQs
What would the monthly payment be for 9425 AGATE STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,512/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9425 AGATE STREET?+
The most recent tax bill on record (2025) was $9,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $489,900, this home is listed about 49% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 9425 AGATE STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAN INVESTMENTS REAL ESTATE GROUP, PLLC · Adan Ordonez. MLS #S5158948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 9425 AGATE STREET but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Arbel to ping you on any price or status change →