203 LUCAYA LOOP, DAVENPORT, FL, 33897
Active8 days on marketListed Oct 6, 2026MLS #S5158974
About this home
203 LUCAYA LOOP
Welcome to your dream Central Florida getaway! Nestled on the first floor of Building 6 at the highly desirable Bahama Bay Resort, this fully furnished 3-bedroom, 2-bathroom condo at 203 Lucaya Loop offers the ultimate blend of comfort, style, and investment potential. Perfectly situated across from the main clubhouse and near prime resort amenities, the unit sits between two refreshing swimming pools for effortless relaxation. Inside, the property has been thoughtfully updated throughout, featuring warm, high-quality wood-look vinyl flooring installed in ~2022 (completely carpet-free!), a fully replaced HVAC system (~2021) for maximum energy efficiency, and brand-new twin beds and mattresses (2025). The heart of the home boasts an upgraded kitchen with added wood cabinets, a stylish tiled backsplash, updated lighting, and stainless-steel appliances (~2021–2023). Both full bathrooms have also been beautifully renovated in recent years, making this pristine turnkey unit a prime choice for short-term rental investors or vacation home buyers seeking immediate cash-flow potential. Step outside onto your private ground-floor patio to soak in the peaceful tropical atmosphere before exploring everything Bahama Bay Resort has to offer. Residents and guests enjoy a wealth of world-class amenities, including multiple resort-style heated pools and hot tubs, a splash pad, a lakefront beach area, a fitness center, tennis and basketball courts, a restaurant, a bar, and walking trails. When you are ready to venture out, you're minutes from Central Florida’s top attractions—including Walt Disney World, Universal Studios, world-class golf courses, premier dining, and vibrant shopping destinations. Whether you are seeking a profitable investment asset or a personal tropical retreat in the heart of Sunny Florida, this exceptional condo delivers it all.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,227
Sqft
0.01 ac
Lot size
2003
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,809 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,809/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs Davenport actives
$147 vs $183
Days on market
8 vs 82 typical
Where $147/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Bahama Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $363K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
206 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 203 LUCAYA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
604 RUM RUN · same community
3 bd · 2 ba · 1,227 sqft · $167/sqft · 70 DOM
Sold · Jan ’26$162,000
1103 GRAN BAHAMA BOULEVARD · same community
3 bd · 2 ba · 1,227 sqft · $132/sqft · 11 DOM
Sold · Sep ’26$183,000
110 WATLING WAY · same community
3 bd · 2 ba · 1,227 sqft · $149/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 203 LUCAYA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 203 LUCAYA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
203 LUCAYA LOOP FAQs
What would the monthly payment be for 203 LUCAYA LOOP?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $1,809/mo — principal and interest, the actual property-tax bill, the $596/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 203 LUCAYA LOOP?+
The association fee works out to $596 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 203 LUCAYA LOOP?+
The most recent tax bill on record (2025) was $2,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 203 LUCAYA LOOP be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 203 LUCAYA LOOP?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $179,999, this home is listed about 54% below the Davenport median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 203 LUCAYA LOOP?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33897 market on paper
$179,999 is 45% below the DAVENPORT 33897 median of $330,000, and at $147/sqft it sits under the Davenport average of $192.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
Keep looking
Similar homes nearby
Listing courtesy of TEAM DONOVAN · James Donovan. MLS #S5158974.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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