5554 FIONA LANE, ST CLOUD, FL, 34771
Active1 days on marketListed Oct 9, 2026MLS #S5159178
About this home
5554 FIONA LANE
NEW CONSTRUCTION house 2026 FOR RENT. HUGE FENCED HOUSE. LOCATION, SPACE & MODERN LIVING EASY & FAST APPROVAL! HUGE HOUSE located in the Bridgewalk community in Saint Cloud, near Lake Nona. Enjoy access to the community's private lake and private boat ramp, perfect for launching your jet ski and enjoying fun-filled days on the water. VIRTUAL STAGING. This beautiful corner-lot home offers added privacy and a lovely backyard, where the owners are installing a fence to create an inviting outdoor space for relaxing and entertaining. With its spacious layout, this home is well suited for multigenerational living, offering room for extended family to enjoy everyday life together. Area educational options include Voyager K 8 and Tohopekaliga High School, both rated "A" for the 2025 2026 school year. Tenants should verify school assignments and enrollment eligibility directly with the Osceola County School District. Featuring 4 bedrooms, 3 bathrooms,with a open Den downstairs and a huge Loft upstairs, approximately 3,000 square feet, and a 2-car garage, 4 driveway cars, this home offers an inviting combination of modern style, comfort, and room to spread out. The spacious kitchen features a large center island and generous space for meal preparation, casual dining, and entertaining. Comfortable living areas provide plenty of room to relax, gather, and enjoy everyday life. Four bedrooms and three full bathrooms offer flexibility for a variety of needs, including a home office or guest room. Step outside to enjoy the covered patio and fenced backyard, perfect for outdoor dining, relaxing in the shade, or enjoying your own private outdoor retreat. A standout community feature is the private lake-access boat ramp, offering an appealing opportunity to enjoy Florida's outdoor lifestyle. Community access and usage are subject to association rules. Enjoy a convenient location near Lake Nona, Medical City, shopping, dining, and everyday essentials, with access to Orlando International Airport and major roadways. Easy application process with fast approval, subject to completed application and screening. Discover the space, location, and lifestyle this beautiful home has to offer. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,992
Sqft
0.15 ac
Lot size
2026
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $211
Days on market
1 vs 65 typical
Where $1/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
224 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5554 FIONA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$664,990
5552 NINA WAY · same community
4 bd · 4 ba · 3,216 sqft · $207/sqft · 0 DOM
Sold · Sep ’26$478,990
3267 ZUNI ROAD · same community
4 bd · 3 ba · 2,462 sqft · $195/sqft · 0 DOM
Sold · Aug ’26$450,990
3255 ZUNI ROAD · same community
4 bd · 3 ba · 2,462 sqft · $183/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5554 FIONA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5554 FIONA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5554 FIONA LANE FAQs
What would the monthly payment be for 5554 FIONA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5554 FIONA LANE?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,999, this home is listed about 99% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5554 FIONA LANE?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROELITE REALTY LLC · Liset Molina Pina. MLS #S5159178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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