590 EDEN DRIVE, ST CLOUD, FL, 34771
Active23 days on marketListed Oct 15, 2026MLS #S5159295
About this home
590 EDEN DRIVE
MODEL-HOME VIBES ON THE ALLIGATOR CHAIN OF LAKES! Built in 2020 and finished like a builder’s showcase, this 3-bedroom, 3-bath pool home sits on 0.75 acre with 100 feet of true lakefront on Center Lake, part of the ski-friendly Alligator Chain. A 3-board vinyl fence and a brick paver driveway lead to a stone-front, concrete block and stucco home with a welcoming front porch. Double entry doors open to a bright, open split floor plan with no carpet, 5¼" baseboards and plantation shutters. The kitchen is made for entertaining with granite counters, soft-close cabinetry, subway tile backsplash, double oven, pendant and under-cabinet lighting, a large pantry and an island that seats four. Each bedroom has its own en-suite bath, and a guest room enjoys lake views. The primary retreat features a tray ceiling, transom window, double doors to the lanai, double walk-in closets and a spa-style bath with a claw-foot tub, oversized shower with niche and dual vanities. Outside, a 1,400 sq ft screen enclosure surrounds the heated in-ground pool, spa and brick paver deck, with plumbing in place for an outdoor kitchen. A 400 sq ft open back porch overlooks the water. A mudroom, an oversized laundry room with space for a second refrigerator, an attached 2-car garage, private well and septic, and leased solar panels complete the home. No HOA and no CDD. Newer lakefront homes like this are hard to find on the chain. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,513
Sqft
0.75 ac
Lot size
2
Garage
2020
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,465 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,465/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
$/sqft vs St Cloud actives
$338 vs $211
Days on market
23 vs 53 typical
Where $338/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
35,257
Median age
39.5
Median income
$97,415
Median home value
$454,400
Avg household
3.05
Households w/ children
4,899
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
205 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 590 EDEN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$575,000
1312 NOVA PARK COURT
4 bd · 3 ba · 2,526 sqft · $228/sqft · 52 DOM
Sold · Mar ’26$580,000
1308 NOVA PARK COURT
4 bd · 2 ba · 2,444 sqft · $237/sqft · 135 DOM
Sold · Jan ’26$500,000
560 EDEN DRIVE
3 bd · 2 ba · 2,360 sqft · $212/sqft · 350 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 590 EDEN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 590 EDEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
590 EDEN DRIVE FAQs
What would the monthly payment be for 590 EDEN DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 590 EDEN DRIVE?+
The most recent tax bill on record (2025) was $7,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 590 EDEN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $850,000, this home is listed about 102% above the St Cloud median of $420,240. The market section on this page shows how the area is trending.
Which schools are assigned to 590 EDEN DRIVE?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EAST PARK REALTY LLC · Racquel Schroeder. MLS #S5159295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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