CENTURY 21 Edge
✦ Short-Term Rental Eligible
$340,0004 bd3 ba1,665 sqft$204 /sqft≈$2,716 /mo all-in ↓

314 SCRUB JAY WAY, DAVENPORT, FL, 33896

Active1 days on marketListed Oct 17, 2026MLS #S5159465

✦ Priced 8% below the DAVENPORT 33896 medianPrivate poolFully furnishedSingle Family ResidenceSANDY RIDGE PH 01

Come see it

Upcoming open house

Sun, Oct 18

3:00 PM – 6:00 PM

About this home

314 SCRUB JAY WAY

Welcome to this beautifully maintained, FULLY FURNISHED, MOVE-IN READY 4-bedroom, 3-bathroom pool home in the desirable Sandy Ridge community, where SHORT-TERM RENTALS ARE ALLOWED! Offering the perfect combination of comfort, privacy, and versatility, this home is ideal as a primary residence, vacation retreat, second home, or investment property. One of the home's greatest highlights is its IMPRESSIVE LIST OF RECENT UPGRADES! Enjoy peace of mind with a NEW ROOF (2024), WATER HEATER (2023), REFRIGERATOR (2024), MICROWAVE (2024), DISHWASHER (2026), and WASHER & DRYER (2026). Additional improvements include a replaced outdoor A/C condenser unit, SMART THERMOSTAT, and NEW BEDROOM FLOORING (2026). Best of all, NO CARPET throughout the home! The outdoor living area has also received special attention, featuring a NEW POOL SCREEN ENCLOSURE (2024), RESURFACED POOL, and FRESHLY PAINTED POOL DECK, creating a beautiful setting to relax and enjoy Florida's sunshine. Inside, the thoughtfully designed open-concept floor plan creates a spacious and welcoming atmosphere, with the living and dining areas flowing seamlessly through sliding glass doors to the outdoor living space. Step outside to your PRIVATE SCREENED-IN POOL and COVERED LANAI, perfect for entertaining, outdoor dining, family gatherings, or simply unwinding in your own Florida oasis. Ideally located just minutes from Central Florida's world-famous theme parks, major highways, golf courses, shopping, dining, and entertainment, this home offers convenient access to everything in the area, including Florida's beautiful Gulf Coast and Atlantic Coast beaches. With its FULLY FURNISHED INTERIOR, extensive recent upgrades, private pool, and SHORT-TERM RENTAL FLEXIBILITY, this home presents an excellent opportunity for investors seeking a TURNKEY VACATION RENTAL in a desirable location near Central Florida's world-famous attractions. Whether you're looking for an investment property, personal Florida retreat, second home, or full-time residence, this Sandy Ridge gem offers the location, lifestyle, and flexibility today's buyers are looking for. SCHEDULE YOUR PRIVATE SHOWING TODAY!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,665

Sqft

0.13 ac

Lot size

2005

Year built

One

Levels

$204

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOther · Primary Bedroom Main Floor
LaundryLaundry Closet
CoolingNone
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorOther

Community & fees

HOA fee$112/mo
Taxes (2025)$3,503/yr
PetsYes
CommunityPlayground

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,716 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$292
HOA fee — from the listing$112
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,716/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$292
HOA / condo fee$112
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$319KedgeAI estimate $342,615 · range $332K–$355K$369K

vs edgeAI estimate

−0.8%

$/sqft vs SANDY RIDGE PH 01

$204 vs $212

Days on market

1 vs 80 typical

Where $204/sqft sits among the 8 homes for sale in SANDY RIDGE PH 01

2 · this home
2
2
0
0
2
$201–205$205–209$209–214$214–218$218–222$222+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sandy Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySandy Ridge
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,200/mo median

MarketDavenport
Annual gross at median$26,400
Gross yield on this price7.8%
Homes for rent right now599

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Sandy Ridge

Drive times from this address

Walt Disney World≈ 22 min
Universal Orlando≈ 32 min
Downtown Orlando≈ 38 min
Orlando Int’l Airport (MCO)≈ 43 min
Downtown Tampa≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sandy Ridge is a short-term-rental community. See the full guide →

DAVENPORT 33896 — neighborhood snapshot

Population

23,074

Median age

33.8

Median income

$74,485

Median home value

$307,200

Avg household

2.66

Households w/ children

2,550

For the school run

Osceola County School District

HighPoinciana High School★★★★★
ElementaryReedy Creek Elementary School★★★★★
MiddleHorizon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$350K → $363K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

5 of 8

SANDY RIDGE PH 01 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

Oct 17, 2026Listed at $340,000 · 1 days on market since
2005Built · SANDY RIDGE PH 01

Reality check

What actually sold near 314 SCRUB JAY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

127 SUNDOWN COURTSold · Jul ’26

$355,000

127 SUNDOWN COURT · same community

4 bd · 3 ba · 1,665 sqft · $213/sqft · 79 DOM

522 SANDY RIDGE DRIVESold · Aug ’26

$370,000

522 SANDY RIDGE DRIVE · same community

5 bd · 3 ba · 1,662 sqft · $223/sqft · 9 DOM

922 SANDY RIDGE DRIVE DRIVESold · Mar ’26

$310,000

922 SANDY RIDGE DRIVE DRIVE · same community

5 bd · 3 ba · 1,662 sqft · $187/sqft · 347 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 314 SCRUB JAY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 314 SCRUB JAY WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

314 SCRUB JAY WAY FAQs

What would the monthly payment be for 314 SCRUB JAY WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,716/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 314 SCRUB JAY WAY?+

The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 314 SCRUB JAY WAY?+

The most recent tax bill on record (2025) was $3,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 314 SCRUB JAY WAY be rented short-term?+

Yes — this home sits inside Sandy Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 314 SCRUB JAY WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $340,000, this home is listed about 13% below the Davenport median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 314 SCRUB JAY WAY?+

Poinciana High School (high), Reedy Creek Elementary School (elementary), Horizon Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DAVENPORT 33896 market on paper

$340,000 is 8% below the DAVENPORT 33896 median of $369,900.

02Zoned for nightly rentals

Sandy Ridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Fresh on the market

Only 1 day on market in a Davenport market that averages 80 — if it fits, move quickly.

Listing courtesy of EXP REALTY LLC · Veronica Gomez Gomez, LLC. MLS #S5159465.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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314 SCRUB JAY WAY, DAVENPORT, FL — 4 Bed, 3 Bath — $340,000 | CENTURY 21 Edge