CENTURY 21 Edge
$260,0002 bd2 ba1,507 sqft$173 /sqft≈$2,311 /mo all-in ↓

864 GRAND CANAL DR, POINCIANA, FL, 34759

Active0 days on marketListed Oct 19, 2026MLS #S5159739

Single Family ResidenceSOLIVITA PH IIIB

About this home

864 GRAND CANAL DR

LOVELY HEMINGWAY model featuring 2 bedrooms, 2 bathrooms, PLUS a DEN, located in the VENEZIA subdivision of SOLIVITA! MAJOR UPGRADES INCLUDE A NEW ROOF (2023), TANKLESS WATER HEATER (2022), AND HVAC REPLACED IN 2016! This beautifully maintained home offers a bright and inviting interior with FRESH INTERIOR PAINT (2026) and attractive CERAMIC TILE LAID ON THE DIAGONAL THROUGHOUT, providing a seamless flow from room to room. The spacious kitchen boasts 42-INCH MAPLE CABINETS WITH LOWER PULL-OUT SHELVES, BRAND-NEW STAINLESS STEEL APPLIANCES (2026), ample counter space, and a charming EAT-IN NOOK perfect for casual dining. A standout architectural feature is the WIDE ARCHED PASS-THROUGH WINDOW, which opens the kitchen to the spacious living and dining areas, creating wonderful sightlines, an abundance of natural light, and an open, airy feel. The PRIMARY SUITE, privately situated at the rear of the home, offers a comfortable retreat featuring TWO WALK-IN CLOSETS and an attached ENSUITE BATH complete with a WALK-IN SHOWER, raised vanity, and convenient LINEN closet. Located at the front of the home, the SECOND BEDROOM provides added privacy for visiting family and guests, with an adjacent full bathroom featuring a tub/shower combination. A GENEROUSLY SIZED DEN offers flexibility and can easily serve as a home office, craft room, hobby space, or an optional third bedroom to suit your needs. Step outside to the EXTENDED SCREENED LANAI, offering plenty of space to relax, unwind, and enjoy Florida's beautiful weather year-round. Whether you're sipping your morning coffee, enjoying a peaceful afternoon, this spacious outdoor living area provides the perfect setting for both relaxation and gatherings. ADDITIONAL NOTABLE FEATURES include elegant 8-FOOT INTERIOR DOORS, rounded wall corners, and a FRESHLY PAINTED EXTERIOR (SEPTEMBER 2026), enhancing the home's curb appeal. The garage has also been FRESHLY PAINTED (2026) and features NEW EPOXY FLOORING (2026), a convenient utility sink, and pull-down attic stairs for easy access to additional storage. With these major improvements already completed, this lovely home offers comfort, convenience, and the opportunity to simply move in and start enjoying the exceptional lifestyle Solivita has to offer! The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME.***

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,507

Sqft

0.11 ac

Lot size

2006

Year built

One

Levels

$173

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$263/mo
Taxes (2026)$2,912/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Private · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,311 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2026 actual bill$243
HOA fee — from the listing$263
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,311/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$243
HOA / condo fee$263
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$234KedgeAI estimate $255,740 · range $244K–$270K$281K

vs edgeAI estimate

+1.7%

Days on market

0 vs 46 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Drive times from this address

Walt Disney World≈ 39 min
Universal Orlando≈ 48 min
Orlando Int’l Airport (MCO)≈ 52 min
Downtown Orlando≈ 52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketLeans buyer — 8.4 months of inventoryBuyer’s market

$298K → $285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Oct 19, 2026Listed at $260,000 · 0 days on market since
2006Built · SOLIVITA PH IIIB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 864 GRAND CANAL DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 864 GRAND CANAL DR — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

864 GRAND CANAL DR FAQs

What would the monthly payment be for 864 GRAND CANAL DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,311/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 864 GRAND CANAL DR?+

The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 864 GRAND CANAL DR?+

The most recent tax bill on record (2026) was $2,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 864 GRAND CANAL DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $260,000, this home is listed about 7% below the Poinciana median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 864 GRAND CANAL DR?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$260,000 runs 21% above the POINCIANA 34759 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Poinciana market that averages 46 — if it fits, move quickly.

Listing courtesy of BORCHINI REALTY · Yamile Osorio Varrone. MLS #S5159739.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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