2725 TERRA CEIA BAY BOULEVARD UNIT 201, PALMETTO, FL, 34221
Active20 days on marketListed Oct 18, 2026MLS #S5159757
About this home
2725 TERRA CEIA BAY BOULEVARD UNIT 201
The entire unit has been updated in May 2024. New AC Unit just installed in October 2024. New Water Heater installed in December 2024. New flooring - Porcelain tile throughout the entire unit - every closet (no carpet), the kitchen has been fully updated with all new appliances and cupboards, all bedrooms and bathrooms are also updated. The unit is on the second floor - there is an elevator. Please come and see this bay front 3-bedroom 2 bath condo along Terra Ceia Bay with westwardly views. This beautiful condo has an open floor plan which provides lots of space to host your guests or the option for you to work from home. The large kitchen is fully equipped with large cabinets, plenty of counter space to enjoy your morning/afternoon coffee - there is a screened in patio with a washer and dryer with lots of storage space. The condo is just steps from the Boardwalk, Nature Trail, Mangroves, and Tampa Bay views - where you can fish off the 500-foot community pier and watch as dolphins swim and play in the distance. The gated community has numerous amenities, including a golf course, tennis courts, heated pool with changing rooms, water access, waterfront fitness center and access to trails (some amenities require a separate membership). Water is included in the HOA. This unit would be ideal for investors as it provides great rental income. Terra Ceia is conveniently located just minutes to both I-75 and I-275 interstate exchanges providing access to travel to St. Petersburg, Tampa, or Sarasota. This beautiful condo is waiting for you - start enjoying life on the Florida Coast.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,486
Sqft
1.26 ac
Lot size
1995
Year built
Three Or More
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,260 /mo · 30% down, 30-yr fixed at 8.4%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,260/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$236 vs $200
Days on market
20 vs 73 typical
Where $236/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2725 TERRA CEIA BAY BOULEVARD UNIT 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$218,500
2725 TERRA CEIA BAY BOULEVARD UNIT 207 · same community
2 bd · 2 ba · 1,256 sqft · $174/sqft · 97 DOM
Sold · Feb ’26$215,000
2725 TERRA CEIA BAY BOULEVARD UNIT 107 · same community
2 bd · 2 ba · 1,256 sqft · $171/sqft · 130 DOM
Sold · Sep ’26$225,000
2725 TERRA CEIA BAY BOULEVARD UNIT 103 · same community
2 bd · 2 ba · 1,106 sqft · $203/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2725 TERRA CEIA BAY BOULEVARD UNIT 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2725 TERRA CEIA BAY BOULEVARD UNIT 201 — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2725 TERRA CEIA BAY BOULEVARD UNIT 201 FAQs
What would the monthly payment be for 2725 TERRA CEIA BAY BOULEVARD UNIT 201?+
With 30% down on a 30-year condo-hotel loan at 8.4%, the all-in payment lands around $3,260/mo — principal and interest, the actual property-tax bill, the $715/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2725 TERRA CEIA BAY BOULEVARD UNIT 201?+
The association fee works out to $715 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2725 TERRA CEIA BAY BOULEVARD UNIT 201?+
The most recent tax bill on record (2025) was $6,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2725 TERRA CEIA BAY BOULEVARD UNIT 201?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $350,000, this home is listed about 12% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2725 TERRA CEIA BAY BOULEVARD UNIT 201?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Kamla McGregor Crattic. MLS #S5159757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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