804 TERRACE RIDGE CIRCLE, DAVENPORT, FL, 33896
Active19 days on marketListed Oct 20, 2026MLS #S5159817
About this home
804 TERRACE RIDGE CIRCLE
TURNKEY VACATION RENTAL INVESTMENT OPPORTUNITY – ESTABLISHED 5-STAR AIRBNB! Discover an exceptional opportunity to own a fully furnished, beautifully themed vacation rental property in Terrace Ridge at Town Center East, Davenport, Florida, approximately 20 minutes from Walt Disney World! This charming first-floor condominium features 2 bedrooms, 2 full bathrooms, and 1,261 square feet of comfortable living space. Thoughtfully decorated with themed interiors, the property is being offered all furnished and equipped, providing investors with a ready-to-operate vacation rental opportunity. More than just a condo, this is an established vacation rental business with a 5-star Airbnb rating! The property has been operating as a short-term rental, offering buyers the opportunity to continue its existing vacation rental use, subject to applicable requirements. Located in a vacation-oriented community, residents and guests can enjoy resort-style amenities, including a community swimming pool, hot tub/spa, and recreational facilities. Conveniently situated near Disney attractions, restaurants, shopping, golf courses, and major Central Florida destinations. FULLY FURNISHED. BEAUTIFULLY THEMED. ESTABLISHED 5-STAR AIRBNB. READY FOR YOUR NEXT INVESTMENT! Don’t miss this opportunity to acquire a turnkey vacation rental property in one of Central Florida’s most popular vacation destinations!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,261
Sqft
0.02 ac
Lot size
2005
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,461 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,461/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.9%
$/sqft vs TERRACE RIDGE AT TOWN CENTER EAST CONDO
$166 vs $146
Days on market
19 vs 73 typical
Where $166/sqft sits among the 10 homes for sale in TERRACE RIDGE AT TOWN CENTER EAST CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Town Center, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Town Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Town Center is a short-term-rental community. See the full guide →
Town Center — neighborhood snapshot
Population
2,652
Median age
35
Median income
$59,189
Median home value
$287,300
Avg household
3
Households w/ children
281
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $346K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
6 of 10
TERRACE RIDGE AT TOWN CENTER EAST CONDO have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 804 TERRACE RIDGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$177,000
620 TERRACE RIDGE CIRCLE UNIT 620 · same community
2 bd · 2 ba · 1,261 sqft · $140/sqft · 61 DOM
Sold · Apr ’26$164,340
412 TERRACE RIDGE CIRCLE UNIT 412 · same community
2 bd · 2 ba · 1,261 sqft · $130/sqft · 5 DOM
Sold · Mar ’26$169,000
614 TERRACE RIDGE CIRCLE UNIT 614 · same community
2 bd · 2 ba · 1,261 sqft · $134/sqft · 207 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 804 TERRACE RIDGE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 804 TERRACE RIDGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
804 TERRACE RIDGE CIRCLE FAQs
What would the monthly payment be for 804 TERRACE RIDGE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,461/mo — principal and interest, the actual property-tax bill, the $560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 804 TERRACE RIDGE CIRCLE?+
The association fee works out to $560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 804 TERRACE RIDGE CIRCLE?+
The most recent tax bill on record (2025) was $2,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 804 TERRACE RIDGE CIRCLE be rented short-term?+
Yes — this home sits inside Town Center, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 804 TERRACE RIDGE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $209,000, this home is listed about 46% below the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 804 TERRACE RIDGE CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33896 market on paper
$209,000 is 43% below the DAVENPORT 33896 median of $365,000, and at $166/sqft it sits under the Davenport average of $191.
02Zoned for nightly rentals
Town Center is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
04Know the monthly fee
The association fee is $560/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Manuel Suasnabar Kadagand. MLS #S5159817.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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