CENTURY 21 Edge
$274,9002 bd2 ba1,258 sqft$219 /sqft≈$2,773 /mo all-in ↓

137 RIALTO RD, POINCIANA, FL, 34759

Active15 days on marketListed Oct 23, 2026MLS #S5159998

WaterfrontSingle Family ResidenceSOLIVITA PH 03A

About this home

137 RIALTO RD

GORGEOUS WATER VIEWS await from this lovely ZINFANDEL model, showcasing elegant upgrades throughout! Notable improvements include a NEW ROOF in 2022 and NEW HVAC in 2026. This beautifully maintained 2-bedroom, 2-bath home offers an OPEN FLOOR PLAN with VAULTED CEILINGS, LVP FLOORING, and PLANTATION SHUTTERS THROUGHOUT. The spacious, UPDATED KITCHEN features QUARTZ COUNTERTOPS, natural STONE SUBWAY TILE BACKSPLASH, under-cabinet lighting, stainless steel appliances (2023), and solid wood cabinetry with lower PULL-OUT SHELVES. A convenient breakfast bar pass-through connects the kitchen to the main living area, making entertaining and casual dining a breeze. The PRIMARY SUITE enjoys relaxing water views, a spacious walk-in closet, a linen closet, and an attached ENSUITE BATH with a WALK-IN SHOWER and raised vanity. The second bedroom and adjacent full bath are situated toward the front of the home, providing privacy for visiting family and guests. Enjoy Florida living in the beautifully upgraded SUNROOM/LANAI ENCLOSURE! Its CATHEDRAL-STYLE GABLE roof complements the home’s exterior while creating an airy, expansive space inside. TILE FLOORING, ceiling fans, and unobstructed water views make this inviting retreat perfect for relaxing or entertaining. The sought-after EASTERLY REAR EXPOSURE offers stunning sunrises, while beautiful backyard landscaping enhances the peaceful setting. Additional features include a two car garage with a SMART GARGE DOOR OPENER with camera installed in 2025, an LG stackable washer and dryer (2023), and a DRIVEWAY WIDENED in 2022. A 2025 EVOLUTION RANGER D5 GOLF CART with a LITHIUM BATTERY can be INCLUDED in sale with a FULL-PRICE offer! Features include a Bluetooth soundbar, DIGITAL DISPLAY , and BACKUP CAMERA. Don’t miss this MOVE-IN-READY home! Call today to schedule your private showing and start enjoying resort-style living in Solivita, a premier 55+ community with so much to offer! The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME.***

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,258

Sqft

0.12 ac

Lot size

2006

Year built

One

Levels

$219

Per sqft

WaterfrontWater viewNegotiable55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$263/mo
Taxes (2026)$4,089/yr
PetsYes
CommunityFishing · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access · BBQ Area

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Private · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,773 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,887
FHA mortgage insurance (est.)$122
Property tax — 2026 actual bill$341
HOA fee — from the listing$263
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,622Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,622
Interest rate7.50%
Loan term

Estimated payment

$2,773/mo

Principal & interest$1,887
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$341
HOA / condo fee$263
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$205KedgeAI estimate $222,591 · range $214K–$239K$286K

vs edgeAI estimate

+23.5%

$/sqft vs Poinciana actives

$219 vs $180

Days on market

15 vs 36 typical

Where $219/sqft sits among the 279 Poinciana actives

37
34
81
58
36
33 · this home
$131–148$148–165$165–182$182–199$199–216$216+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Drive times from this address

Walt Disney World≈ 39 min
Universal Orlando≈ 48 min
Orlando Int’l Airport (MCO)≈ 52 min
Downtown Orlando≈ 52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

6,902

Median age

71

Median income

$71,974

Median home value

$348,550

Avg household

2

Households w/ children

34%

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketLeans buyer — 7.8 months of inventoryBuyer’s market

$290K → $291K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

106 of 279

Poinciana actives have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $274,900 · 15 days on market since
2006Built · SOLIVITA PH 03A

Reality check

What actually sold near 137 RIALTO RD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

336 GRAND CANAL DRIVESold · May ’26

$235,000

336 GRAND CANAL DRIVE · same community

2 bd · 2 ba · 1,240 sqft · $190/sqft · 13 DOM

213 GRAND CANAL DRSold · Jun ’26

$208,000

213 GRAND CANAL DR · same community

2 bd · 1.5 ba · 1,104 sqft · $188/sqft · 25 DOM

432 GRAND CANAL DRIVESold · Mar ’26

$254,000

432 GRAND CANAL DRIVE · same community

2 bd · 2 ba · 1,507 sqft · $169/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 137 RIALTO RD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 137 RIALTO RD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

137 RIALTO RD FAQs

What would the monthly payment be for 137 RIALTO RD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,773/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 137 RIALTO RD?+

The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 137 RIALTO RD?+

The most recent tax bill on record (2026) was $4,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 137 RIALTO RD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $274,900, this home is priced right at the Poinciana median.

Which schools are assigned to 137 RIALTO RD?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BORCHINI REALTY · Yamile Osorio Varrone. MLS #S5159998.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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