CENTURY 21 Edge
$205,0002 bd2 ba1,392 sqft$147 /sqft≈$2,125 /mo all-in ↓

260 GRAND CANAL DR, POINCIANA, FL, 34759

Active5 days on marketListed Nov 2, 2026MLS #S5160168

✦ Priced 4% below the POINCIANA 34759 medianSingle Family ResidenceSOLIVITA PH 03A

About this home

260 GRAND CANAL DR

CHARMING CABERNET model featuring 2 bedrooms and 2 baths on a CONSERVATION LOT! ROOF REPLACED IN 2016 and HVAC REPLACED IN JULY 2026. The great room and dining room feature plank tile flooring and VAULTED CEILINGS, creating an open, airy feel complemented by natural light. The spacious kitchen offers ample cabinet storage, a closet pantry, and an EAT-IN NOOK. The PRIMARY SUITE features laminate flooring and an ensuite bath with a tub/shower combination, linen closet, and large walk-in closet. Located at the front of the home, the second bedroom and adjacent full bath provide comfort and privacy for guests. A separate laundry room includes the washer and dryer. This home offers a wonderful opportunity to add your personal touches and make it your own. Call today to schedule your private showing! The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME.***

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,392

Sqft

0.1 ac

Lot size

2005

Year built

One

Levels

$147

Per sqft

Trees/Woods viewNegotiable55+ communityPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$263/mo
Taxes (2026)$2,442/yr
PetsYes
CommunityFishing · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access · BBQ Area

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Fire Hydrant · Private · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,125 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,407
FHA mortgage insurance (est.)$91
Property tax — 2026 actual bill$203
HOA fee — from the listing$263
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,175Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,175
Interest rate7.50%
Loan term

Estimated payment

$2,125/mo

Principal & interest$1,407
FHA mortgage insurance (est.)$91
Property taxes (actual bill)$203
HOA / condo fee$263
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $205K
$197KedgeAI estimate $227,307 · range $218K–$245K$254K

vs edgeAI estimate

−9.8%

$/sqft vs SOLIVITA PH 03A

$147 vs $201

Days on market

5 vs 36 typical

Where $147/sqft sits among the 6 homes for sale in SOLIVITA PH 03A

0 · this home
0
2
0
3
1
$147–159$159–171$171–183$183–195$195–207$207+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Drive times from this address

Walt Disney World≈ 38 min
Universal Orlando≈ 47 min
Orlando Int’l Airport (MCO)≈ 51 min
Downtown Orlando≈ 51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

6,902

Median age

71

Median income

$71,974

Median home value

$348,550

Avg household

2

Households w/ children

34%

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketLeans buyer — 7.8 months of inventoryBuyer’s market

$290K → $291K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

1 of 6

SOLIVITA PH 03A have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Nov 2, 2026Listed at $205,000 · 5 days on market since
2005Built · SOLIVITA PH 03A

Reality check

What actually sold near 260 GRAND CANAL DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

432 GRAND CANAL DRIVESold · Mar ’26

$254,000

432 GRAND CANAL DRIVE · same community

2 bd · 2 ba · 1,507 sqft · $169/sqft · 14 DOM

540 GRAND CANAL DRIVESold · Feb ’26

$187,500

540 GRAND CANAL DRIVE · same community

2 bd · 2 ba · 1,507 sqft · $124/sqft · 458 DOM

340 GRAND CANAL DRIVESold · Dec ’25

$242,000

340 GRAND CANAL DRIVE · same community

2 bd · 2 ba · 1,507 sqft · $161/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 260 GRAND CANAL DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 260 GRAND CANAL DR — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

260 GRAND CANAL DR FAQs

What would the monthly payment be for 260 GRAND CANAL DR?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,125/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 260 GRAND CANAL DR?+

The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 260 GRAND CANAL DR?+

The most recent tax bill on record (2026) was $2,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 260 GRAND CANAL DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $205,000, this home is listed about 25% below the Poinciana median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 260 GRAND CANAL DR?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the POINCIANA 34759 market on paper

$205,000 is 4% below the POINCIANA 34759 median of $213,950, and at $147/sqft it sits under the Poinciana average of $180.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 5 days on market in a Poinciana market that averages 36 — if it fits, move quickly.

Listing courtesy of BORCHINI REALTY · Yamile Osorio Varrone. MLS #S5160168.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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