8495 AGATE STREET UNIT 8495, PORT CHARLOTTE, FL, 33981
Active1 days on marketListed Nov 6, 2026MLS #S5160920
About this home
8495 AGATE STREET UNIT 8495
Modern 3 bedroom 2 bath 1 car garage Duplex, just build in 2023 with stainless appliances , granite kitchen corner tops , 10f ceiling around total sqf 1379 . Master bedroom feet the king size bed , in the master bathroom you have shower, with walking closet . The duplex South Gulf Cove community. South West Florida's prime boating and beaching communities with the Myakka River, Charlotte Harbor and The Gulf of Mexico minutes away.The community offers public sidewalks, parks, which include a public boat ramp, picnic area, linear walkway, and playground. The canals and waterways provide an excellent place for kayaking, paddle boarding, and fishing. 15 minutes to the beauty of the Gulf Coast, it's clear water, and Boca Grande and Englewood beaches. In addition, you will find nationally branded stores and products at the Port Charlotte Town Center Mall. Our central location between the cities of Ft. Myers to our south and Sarasota to our north opens up endless lifestyle opportunities.. Why are you waiting call now.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,379
Sqft
0.23 ac
Lot size
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8495 AGATE STREET UNIT 8495 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8495 AGATE STREET UNIT 8495 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8495 AGATE STREET UNIT 8495 FAQs
What would the monthly payment be for 8495 AGATE STREET UNIT 8495?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8495 AGATE STREET UNIT 8495?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,697, this home is listed about 99% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8495 AGATE STREET UNIT 8495?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ADAN INVESTMENTS REAL ESTATE GROUP, PLLC · Adan Ordonez. MLS #S5160920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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