1242 CHALLENGER DRIVE, DAVENPORT, FL, 33897
Active1 days on marketListed Nov 6, 2026MLS #S5160947
Come see it
Upcoming open house
Sat, Nov 7
10:00 AM – 1:00 PM
About this home
1242 CHALLENGER DRIVE
Discover this beautifully maintained 3-bedroom, 2-bath site-built home in the popular Polo Park Estates 55+ golf community in Davenport. Situated on a premium perimeter lot overlooking natural woodlands, this inviting property combines thoughtful upgrades, energy efficiency and a tranquil setting, making it an ideal full-time residence or seasonal Florida retreat. Beautiful wood flooring enhances the main living areas, which include a formal living room, separate dining room and spacious family room, providing plenty of flexibility for everyday living and entertaining. The well-appointed kitchen with ample cabinetry and a convenient instant hot water dispenser at the sink connects to an a tiled breakfast area opening through French doors to the screened porch, allowing natural light to fill the home. The home benefits from a roof replaced in 2017, an A/C system installed in 2018 and a fully paid-off solar panel system offering reduced electricity expenses without the burden of solar lease payments. Thoughtfully designed xeriscaped yard further enhances the property's appeal by minimizing watering requirements and landscape maintenance, leaving more time to enjoy the Florida lifestyle. Step outside to the screened porch and unwind while overlooking the natural beauty of the wooded area beyond the property. With no immediate rear neighbors, this peaceful setting provides a wonderful place to enjoy morning coffee, relax with a book or entertain friends while appreciating the privacy and natural surroundings. An established 55+ golf community offering recreational amenities, social activities and an inviting atmosphere for active-adult living. Conveniently located near US Highway 27 and US Highway 192 in the desirable Four Corners area, residents enjoy easy access to Walt Disney World, shopping, supermarkets, restaurants, golf courses and entertainment, while nearby healthcare facilities include Orlando Health’s South Lake Hospital. Whether you're looking to enjoy Central Florida year-round or escape colder winters, this home offers the perfect combination of generous living space, practical upgrades, energy-saving features and a relaxing natural setting.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,654
Sqft
0.12 ac
Lot size
1998
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,764 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,764/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs Davenport actives
$190 vs $185
Days on market
1 vs 73 typical
Where $190/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
30,159
Median age
38
Median income
$70,982
Median home value
$307,100
Avg household
2.79
Households w/ children
3,551
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
183 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1242 CHALLENGER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$307,500
1014 CHALLENGER AVENUE · same community
3 bd · 2 ba · 1,577 sqft · $195/sqft · 11 DOM
Sold · Dec ’25$295,000
1548 CHALLENGER AVENUE · same community
2 bd · 2 ba · 1,414 sqft · $209/sqft · 168 DOM
Sold · Feb ’26$330,000
1211 CHALLENGER AVENUE · same community
3 bd · 2 ba · 1,414 sqft · $233/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1242 CHALLENGER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1242 CHALLENGER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1242 CHALLENGER DRIVE FAQs
What would the monthly payment be for 1242 CHALLENGER DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,764/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1242 CHALLENGER DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1242 CHALLENGER DRIVE?+
The most recent tax bill on record (2025) was $2,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1242 CHALLENGER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $315,000, this home is listed about 18% below the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1242 CHALLENGER DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33897 market on paper
$315,000 is 4% below the DAVENPORT 33897 median of $327,000, and at $190/sqft it sits under the Davenport average of $191.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Davenport market that averages 73 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HERITAGE · Steven Silcock. MLS #S5160947.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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