106 LUCAYA LOOP UNIT #7106, DAVENPORT, FL, 33897
Active2 days on marketListed Nov 6, 2026MLS #S5160956
About this home
106 LUCAYA LOOP UNIT #7106
Welcome to Bahama Bay Resort & Spa, where tropical surroundings, resort-style amenities, and a convenient Central Florida location come together! This fully furnished, first-floor, end-unit condominium offers 2 bedrooms, 2 bathrooms, and an impressive 1,307 square feet of living space, making it an excellent option for a Florida vacation getaway or short-term rental property. Step inside to discover a spacious, thoughtfully designed floor plan with an open living and dining area that provides plenty of room to relax and entertain. The beautifully updated kitchen features white cabinetry, granite countertops, stainless steel appliances, and a breakfast bar overlooking the main living area. The generous primary suite offers a walk-in closet and an updated ensuite bathroom with a walk-in shower, separate soaking tub, and dual-sink vanity. A second bedroom and full bathroom provide comfortable accommodations for additional guests. For added convenience, the condo includes an interior laundry room with a full-size washer and dryer. Sliding glass doors lead to a large, covered and screened patio surrounded by tropical landscaping, providing a peaceful setting to enjoy Florida's beautiful weather. Additional improvements include a remodeled kitchen and primary bathroom in 2023 and an HVAC system replaced in 2022. Beyond the condo, Bahama Bay Resort offers an impressive selection of amenities spread throughout beautifully landscaped grounds along Lake Davenport. Enjoy four heated swimming pools, six hot tubs, a children's splash pad, a lakeside sandy beach area, and a fishing pier. Recreational amenities include tennis, pickleball, and basketball courts, scenic walking paths, playgrounds, and picnic areas. The resort also features the Cenote Spa & Salon, fitness facilities, and on-site dining opportunities, with certain amenities and services subject to resort management and guest access requirements. For added convenience, the monthly HOA dues include cable TV, internet service, 24-hour gated security, grounds maintenance, and community recreational facilities, subject to applicable access rules. Conveniently located in Davenport near US Highway 27 and US 192, Bahama Bay provides access to Walt Disney World, Central Florida's renowned attractions, championship golf courses, shopping, restaurants, and entertainment. Whether you're searching for a personal vacation retreat or a furnished property with short-term rental possibilities, this condo offers the space, comfort, and resort setting to enjoy everything Central Florida has to offer. Schedule your private showing and discover the possibilities at Bahama Bay Resort!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,307
Sqft
0.02 ac
Lot size
2003
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,400 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs Davenport actives
$145 vs $185
Days on market
2 vs 73 typical
Where $145/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Bahama Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
30,159
Median age
38
Median income
$70,982
Median home value
$307,100
Avg household
2.79
Households w/ children
3,551
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $346K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
183 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 LUCAYA LOOP UNIT #7106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
604 RUM RUN · same community
3 bd · 2 ba · 1,227 sqft · $167/sqft · 70 DOM
Sold · Oct ’26$175,000
708 NEW PROVIDENCE PROMENADE · same community
3 bd · 2 ba · 1,227 sqft · $143/sqft · 64 DOM
Sold · Jan ’26$162,000
1103 GRAN BAHAMA BOULEVARD · same community
3 bd · 2 ba · 1,227 sqft · $132/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 106 LUCAYA LOOP UNIT #7106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 LUCAYA LOOP UNIT #7106 — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
106 LUCAYA LOOP UNIT #7106 FAQs
What would the monthly payment be for 106 LUCAYA LOOP UNIT #7106?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,400/mo — principal and interest, the actual property-tax bill, the $675/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 106 LUCAYA LOOP UNIT #7106?+
The association fee works out to $675 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 106 LUCAYA LOOP UNIT #7106?+
The most recent tax bill on record (2026) was $2,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 106 LUCAYA LOOP UNIT #7106 be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 106 LUCAYA LOOP UNIT #7106?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $190,000, this home is listed about 51% below the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 106 LUCAYA LOOP UNIT #7106?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DAVENPORT 33897 market on paper
$190,000 is 42% below the DAVENPORT 33897 median of $329,500, and at $145/sqft it sits under the Davenport average of $191.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
04Know the monthly fee
The association fee is $675/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Fresh on the market
Only 2 days on market in a Davenport market that averages 73 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP. · Katie Sweet. MLS #S5160956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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