204 NE 25TH TERRACE, CAPE CORAL, FL, 33909
Active1691 days on marketListed Mar 22, 2022MLS #T3362115
About this home
204 NE 25TH TERRACE
Time to build your dream home!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$529 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$529/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 NE 25TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$279,000
1120 SE 23RD TERRACE · same community
3 bd · 2 ba · 1,116 sqft · $250/sqft · 55 DOM
Sold · Oct ’26$250,000
1149 NW 28TH AVENUE · same community
3 bd · 2 ba · 1,116 sqft · $224/sqft · 20 DOM
Sold · Jun ’26$285,000
2442 EMBERS PARKWAY W · same community
3 bd · 2 ba · 1,225 sqft · $233/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 204 NE 25TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 NE 25TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
204 NE 25TH TERRACE FAQs
What would the monthly payment be for 204 NE 25TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $529/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 204 NE 25TH TERRACE?+
The most recent tax bill on record (2021) was $492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $44,900, this home is listed about 89% below the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 204 NE 25TH TERRACE?+
Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary), Hancock Creek Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Cape Coral High School (high), Mariner High School (high), Island Coast High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CAPE CORAL 33909 market on paper
$44,900 is 36% below the CAPE CORAL 33909 median of $70,000.
02Time on market is leverage
1691 days on market against a Cape Coral median of 45 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Tropic Isles Elementary School, North Fort Myers High School, Caloosa Middle School, Caloosa Elementary School, Hancock Creek Elementary School, Diplomat Elementary School, Diplomat Middle School, Dr Carrie D Robinson Littleton Elementary School, Cape Coral High School, Mariner High School, Island Coast High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $50,000, now $44,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Rosa Jaico. MLS #T3362115.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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