CENTURY 21 Edge
$795,000$1,100,0003 bd3 ba2,100 sqft$379 /sqft≈$5,724 /mo all-in ↓

1234 NW 36TH AVENUE, CAPE CORAL, FL, 33993

Active549 days on marketListed May 7, 2025MLS #TB8380023

✦ Reduced $305KWaterfrontPrivate poolSingle Family ResidenceCAPE CORAL UNIT 60 BLK 4262 PB 19 PG 162 LOTS 20 +

About this home

1234 NW 36TH AVENUE

HUGE PRICE IMPROVEMENT. This home is ready for you—CO already issued ?! House features 3 bedrooms, 3 bathrooms, plus an office, and a 3-car garage with epoxy floors. The home has gutters all around, a custom laundry room, and sits on a ¼ acre lot. Enjoy your screened-in pool, and enjoy the Florida life with direct Gulf access ??. Inside, the kitchen pops with Quartz countertops, stainless steel appliances, plus washer & dryer included. There’s even a Jack & Jill bathroom for extra convenience. The best part: No HOA, No Flood Zone, and a 1-Year Building Warranty. Every inch of this new construction home was built with intention. From the soaring ceilings to the porcelain tile floors and impact windows, you’ll feel the quality the moment you walk in. Step outside and you’ll find what truly sets this home apart—your own private outdoor kitchen, a sparkling pool, and plenty of space to entertain in style. The property is located on a canal that connects to Matlacha Pass through one bridge. This indirect access allows for boating to open water without the need for locks . This route avoids the “miserable mile” and does not involve any locks, making it convenient for boaters . Matlacha Pass: Approximately 30 minutes by boat from the property, Matlacha Pass provides access to the Gulf of Mexico. The property sits just 1.5 - 2 miles East of the future Seven Islands Project, a 47-acre waterfront project designed to include luxury residences, retail, recreation, and boating access. Whether by car or by boat, you’re just minutes from what’s set to become Cape Coral’s premier destination. Bridge Height Restrictions: Although the property offers indirect Gulf access, it’s important to consider the height of your vessel in relation to the bridge clearance. This is more than just a home—it’s a front-row seat to the future of waterfront living. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,100

Sqft

0.23 ac

Lot size

3

Garage

2024

Year built

One

Levels

$379

Per sqft

Private poolWaterfront

Inside

FlooringEpoxy · Porcelain Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesNorthwest
ParkingOversized
ExteriorOutdoor Grill · Outdoor Kitchen · Rain Gutters

Community & fees

Taxes (2024)$3,152/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,724 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$5,003
PMI (est., until 20% equity)$298
Property tax — 2024 actual bill$263
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate7.50%
Loan term

Estimated payment

$5,724/mo

Principal & interest$5,003
PMI (est., until 20% equity)$298
Property taxes (actual bill)$263
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $795K
$557KedgeAI estimate $644,896 · range $580K–$664K$827K

vs edgeAI estimate

+23.3%

$/sqft vs Cape Coral actives

$379 vs $227

Days on market

549 vs 45 typical

Where $379/sqft sits among the 234 Cape Coral actives

90
75
29
14 · this home
8
18
$150–217$217–284$284–351$351–418$418–486$486+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33993 — neighborhood snapshot

Population

35,580

Median age

42.8

Median income

$90,577

Median home value

$364,800

Avg household

2.95

Households w/ children

3,835

For the school run

Lee County School District

HighMariner High School★★★★★
MiddleMariner Middle School★★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIsland Coast High School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$358K → $415K

Cape Coral median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

100 of 234

Cape Coral actives have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 536% above the CAPE CORAL 33993 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $795,000 ▼ $305K
May 7, 2025Listed at $1,100,000 · 549 days on market since
2024Built · CAPE CORAL UNIT 60 BLK 4262 PB 19 PG 162 LOTS 20 +

Reality check

What actually sold near 1234 NW 36TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1508 NW 31ST AVENUESold · Jul ’26

$589,000

1508 NW 31ST AVENUE

4 bd · 3 ba · 2,108 sqft · $279/sqft · 90 DOM

4222 NW 22ND STREETSold · Jun ’26

$316,000

4222 NW 22ND STREET

4 bd · 3 ba · 2,118 sqft · $149/sqft · 28 DOM

2707 NW 6TH STREETSold · Jul ’26

$345,000

2707 NW 6TH STREET

3 bd · 2 ba · 2,017 sqft · $171/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1234 NW 36TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1234 NW 36TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1234 NW 36TH AVENUE FAQs

What would the monthly payment be for 1234 NW 36TH AVENUE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,724/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1234 NW 36TH AVENUE?+

The most recent tax bill on record (2024) was $3,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $795,000, this home is listed about 89% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1234 NW 36TH AVENUE?+

Mariner High School (high), Mariner Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Island Coast High School (high), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$795,000 runs 536% above the CAPE CORAL 33993 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

549 days on market against a Cape Coral median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mariner High School, Mariner Middle School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, Island Coast High School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,100,000, now $795,000 — a $305K cut. The full history is in the market section below.

Listing courtesy of THE OLEA GROUP REAL ESTATE & CONSTRUCTION, LLC · Heidy Olea. MLS #TB8380023.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1234 NW 36th Avenue, Cape Coral, FL — 3 Bed 3 Bath for Sale