
345 BOCA CIEGA POINT BOULEVARD, ST PETERSBURG, FL, 33708
Active375 days on marketListed Oct 1, 2025MLS #TB8432997
About this home
345 BOCA CIEGA POINT BOULEVARD
STUNNING WATERFRONT VILLA! This unit has a dock that includes a 16,000-pound oversized boat lift for up to a 36-foot vessel... a true boater's dream! Welcome to this beautifully upgraded villa that embodies the ease and charm of coastal Florida living. Designed with care and attention to detail, it provides a perfect balance of comfort, elegance, and function. A private brick-paver courtyard surrounded by tropical landscaping welcomes you home. The space feels peaceful and inviting, with room for a grill or café table and a wall-mounted fan to keep the air cool while you relax outdoors. The decorative glass front door opens to a bright, open-concept interior filled with natural light and a warm coastal feel. Ceramic tile floors flow throughout, creating a polished and cohesive look. Crown molding adds subtle character, and recessed lighting gives each room a soft, even glow. A kitchen window overlooks the courtyard, connecting the indoor and outdoor spaces beautifully. The kitchen blends timeless design with modern convenience. A large granite island provides seating, storage, an apron sink with garbage disposal (2020), a touch faucet (2025), and built-in outlets. Custom cabinetry and under-cabinet lighting highlight the craftsmanship. The Dacor refrigerator (2020), Sharp under-counter microwave (2025), double built-in oven (2025), dishwasher (2025), and induction range (2021) create a kitchen ready for both everyday living and entertaining. The sleek range hood, pot filler, and dual-zone wine and beverage refrigerator add thoughtful touches, while the built-in TV nook keeps the space relaxed and functional. The dining area flows naturally into the living room, where wide sliding glass doors open to the canal and fill the space with light. The open layout feels spacious yet cozy, ideal for gatherings or quiet evenings at home. The primary suite is a calm retreat with two closets, including one with custom built-ins. The ensuite bathroom feels like a spa with split vanities, stone counters, lighted mirrors, and custom water faucets that complete the designer look. The rainfall shower and jetted soaking tub create the perfect place to unwind, while the built-in linen storage and private water closet add convenience. The second bedroom is versatile, featuring both a walk-in and standard closet. Sliding glass doors installed in 2020 open to the front courtyard, and the retractable screen allows fresh air in during cooler months. The nearby bathroom continues the home’s cohesive style with a frameless shower, stone vanity with copper sink, and built-in storage. At the back of the home, the bonus room overlooks the canal and provides a comfortable space to read, relax, or entertain. Built-in shelving, a fireplace, a TV area, and a storage closet add flexibility. Through the glass doors, the composite deck completed in 2022 extends the living area outdoors, creating a peaceful place to enjoy canal views and breezes from sunrise to sunset. The private dock includes a 16,000-pound oversized boat lift for up to a 36-foot vessel, 50-amp shore power, remote color-changing railing lights, and a lighted pedestal that casts a soft glow across the water at night. Additional updates include a new roof (2025), a leased water softener (2020), and a water heater (2020). Located in the gated 55+ community of Boca Ciega Point, residents enjoy a friendly, active lifestyle with access to a clubhouse, shuffleboard, pool, tennis courts, and 24-hour security.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,600
Sqft
1.64 ac
Lot size
1
Garage
1971
Year built
One
Levels
$400
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,324 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,324/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.1%
$/sqft vs BOCA CIEGA POINT EAST
$400 vs $286
Days on market
375 vs 72 typical
Where $400/sqft sits among the 18 homes for sale in BOCA CIEGA POINT EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
12 of 18
BOCA CIEGA POINT EAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 345 BOCA CIEGA POINT BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$535,000
511 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,600 sqft · $334/sqft · 125 DOM
Sold · Jun ’26$314,000
383 BOCA CIEGA POINT BOULEVARD N · same community
2 bd · 2 ba · 1,600 sqft · $196/sqft · 49 DOM
Sold · Sep ’26$610,000
476 BOCA CIEGA POINT BOULEVARD S · same community
2 bd · 2 ba · 1,626 sqft · $375/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 345 BOCA CIEGA POINT BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 345 BOCA CIEGA POINT BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
345 BOCA CIEGA POINT BOULEVARD FAQs
What would the monthly payment be for 345 BOCA CIEGA POINT BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 345 BOCA CIEGA POINT BOULEVARD?+
The most recent tax bill on record (2024) was $5,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 345 BOCA CIEGA POINT BOULEVARD?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $640,000, this home is listed about 52% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 345 BOCA CIEGA POINT BOULEVARD?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$640,000 runs 24% above the ST PETERSBURG 33708 median — but at 1,600 sqft it's also 21% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
375 days on market against a St Petersburg median of 72 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $685,000, now $640,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Jodi Avery. MLS #TB8432997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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