403 BOCA CIEGA POINT BOULEVARD N, ST PETERSBURG, FL, 33708
Active163 days on marketListed Mar 6, 2026MLS #TB8483693
About this home
403 BOCA CIEGA POINT BOULEVARD N
Waterfront Villa with 13k Boat Lift! Direct Gulf Access for Fishing and Boating Enthusiast. Enjoy several Dock and Dine Locations while Living the Florida Lifestyle. Welcome to Boca Ciega Point, a gated 55+ WATERFRONT BOATING COMMUNITY in St. Petersburg offering a relaxed coastal lifestyle just minutes from Madeira Beach and direct Gulf access. This MOVE-IN-READY waterfront villa is perfectly positioned on a PROTECTED COVE along a wide canal, tucked into a quieter section of the neighborhood where you can enjoy peaceful water views without the harsh western sun. Don't miss out on this larger and wider floorplan, enhanced by a RARE 2-CAR GARAGE and double driveway, creates a more spacious feel throughout. From your private composite dock and 13,000-pound boat lift, you can be out to the Gulf in just minutes. As an END UNIT with no abutting neighbors on one side, this residence enjoys added privacy and an expansive green space alongside the home making it easier to slip around to load the boat, launch kayak, bring larger things in through French doors, or simply enjoy the extra privacy. The wide grassy common area next to the condo has been perfect for playing with grandchildren and letting the dogs run around. The dock is equipped with water and electric, a catwalk for easy boat cleaning, accommodates a pontoon lift, and even offers a convenient kayak launch. Evenings here are unforgettable, with breathtaking sunsets reflecting across the water and dolphins and manatees frequently gliding by like familiar neighbors. An 11 x 23 air-conditioned and heated rear patio with a mini split brings the total living space to just under 2,000 square feet and allows for year-round enjoyment of the water views. The primary bedroom offers tranquil water vistas, while the open front patio welcomes you home with charm and curb appeal. Inside, everything has been thoughtfully updated, restored, and meticulously maintained. The kitchen features upgraded lower drawers for added function, and three solar tubes invite beautiful natural light into the home. The property is fully permitted and up to current code, including updated plumbing and lined main sewer pipe, along with electric AFCI ARC breakers, hurricane-rated windows, shutters, and a hurricane-rated garage door protecting every opening. Additional features include a two-year-old A/C system, brand-new water heater, water softener, laundry sink in the garage, insulated patio space, and community fiber-optic readiness. Boca Ciega Point offers 24/7 gated security and an impressive array of amenities, including tennis, pickleball, bocce ball, putting green, swimming pool, sauna, fitness center, billiards room, yoga classes, card games, boating club, social club, extensive library, overflow guest parking, maintenance crew, and more. The comprehensive HOA fee of $1,312 per month includes building insurance, flood insurance, roof coverage, water, sewer, trash, cable, internet, grounds maintenance, and virtually everything except electric, delivering a truly maintenance-free waterfront lifestyle. With John’s Pass, Seminole City Center, numerous restaurants, and world-famous beaches just minutes away, this exceptional villa offers not just a home, but a way of life. Come enjoy a place that will gift you countless hours fishing off the dock or just sitting with friends, a glass of wine in hand, letting the calm wash over you.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,963
Sqft
5.63 ac
Lot size
2
Garage
1973
Year built
One
Levels
$318
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,654 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,654/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BOCA CIEGA POINT EAST
$318 vs $313
Days on market
163 vs 57 typical
Where $318/sqft sits among the 25 homes for sale in BOCA CIEGA POINT EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
15 of 25
BOCA CIEGA POINT EAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 BOCA CIEGA POINT BOULEVARD N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$700,000
676 BOCA CIEGA POINT BOULEVARD S UNIT 1507 · same community
2 bd · 3 ba · 1,940 sqft · $361/sqft · 22 DOM
Sold · Apr ’26$680,000
328 BOCA CIEGA POINT BOULEVARD S · same community
2 bd · 2 ba · 2,010 sqft · $338/sqft · 104 DOM
Sold · Dec ’25$635,000
384 BOCA CIEGA POINT BOULEVARD · same community
3 bd · 3 ba · 1,910 sqft · $332/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 403 BOCA CIEGA POINT BOULEVARD N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 BOCA CIEGA POINT BOULEVARD N — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
403 BOCA CIEGA POINT BOULEVARD N FAQs
What would the monthly payment be for 403 BOCA CIEGA POINT BOULEVARD N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,654/mo — principal and interest, the actual property-tax bill, the $1,312/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 403 BOCA CIEGA POINT BOULEVARD N?+
The association fee works out to $1,312 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 403 BOCA CIEGA POINT BOULEVARD N?+
The most recent tax bill on record (2025) was $6,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 403 BOCA CIEGA POINT BOULEVARD N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $625,000, this home is listed about 44% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 BOCA CIEGA POINT BOULEVARD N?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$625,000 runs 33% above the ST PETERSBURG 33708 median — but at 1,963 sqft it's also 47% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,312/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
163 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HARRIS REAL ESTATE AND INVESTMENTS · Bruce Harris. MLS #TB8483693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 403 BOCA CIEGA POINT BOULEVARD N but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jasmine to ping you on any price or status change →