19207 CROOKED LANE, LUTZ, FL, 33548
Active296 days on marketListed Oct 17, 2025MLS #TB8438183
About this home
19207 CROOKED LANE
Ski Lake Living!!! Dock!!! Steinbrenner District!! Dead End Street. Owner Financing Terms Possible. Move in Ready or Live in the Home while Building your Dream Home in this beautifully updated 4-bedroom, 4-bathroom single-family home sits on 1.34 acres with approximately 600 feet going into the lake on popular SKI Lake Hobbs. Located in the sought-after Steinbrenner School District, this property offers privacy, space, and stunning water views. Interior features include approx. 2,400 sq ft of living space, a split-bedroom layout with two full primary suites, each offering spacious closets, dual vanities, soaking tubs, and step-in showers. The designer kitchen boasts custom white cabinetry, quartz countertops, a built-in bench dinette, and GE Café appliances, including a gas range with double oven. The open layout, updated finishes, and large windows bring in natural light and showcase the lake views. Includes a 2-car attached garage and ample green space with a relaxing fire pit located near the dock to enjoy Florida lakefront living. A private dock equipped with electricity and water awaits you, inviting you to fish, ski, or simply relax as you soak in the stunning sunsets & sunrises.The dock walkway dimensions are 4x58 but the end of the dock is 12x11. For outdoor enthusiasts, the nearby Oscar Cooler Sports Complex offers a range of activities including baseball/softball, soccer, football & tennis. Additionally, the popular Suncoast Trail is perfect for biking or hiking adventures. Conveniently located in the desirable Lutz area, this property provides easy access to major routes such as the Veterans Expressway, US 41, and Interstate 275. Also located in the highly-rated Steinbrenner school district. With a variety of amenities including Publix, Target, and more in close proximity, you'll have everything you need within reach. Embrace the joy of a staycation lifestyle as you revel in the endless possibilities this acreage offers. New roof in 2022, windows 2020, well 2023 and a recently updated kitchen & baths, Newer Tankless water heater in 2023 and all Plumbing updated with Red Cap Plumbing, New Water Purification system adds further value to this remarkable property. New Septic system installed in 2024. Don't miss out on the opportunity to make this lakefront haven your own. Range & Water Heater is propane with a leased tank.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,240
Sqft
1.34 ac
Lot size
2
Garage
1943
Year built
One
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,857 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,857/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs UNPLATTED
$312 vs $300
Days on market
296 vs 41 typical
Where $312/sqft sits among the 183 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33548 — neighborhood snapshot
Population
8,678
Median age
40.7
Median income
$124,548
Median home value
$523,000
Avg household
2.92
Households w/ children
1,094
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
97 of 183
UNPLATTED have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 19207 CROOKED LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Sold · Dec ’25$332,000
913 E GENESEE STREET · same community
3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM
Sold · Nov ’25$302,000
2852 TOM BREWER LANE · same community
4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 19207 CROOKED LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19207 CROOKED LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19207 CROOKED LANE FAQs
What would the monthly payment be for 19207 CROOKED LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19207 CROOKED LANE?+
The most recent tax bill on record (2024) was $7,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $699,999, this home is listed about 43% above the Lutz median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19207 CROOKED LANE?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
296 days on market against a Lutz median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $799,900, now $699,999 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Karen Wingard. MLS #TB8438183.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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