CENTURY 21 Edge
$3,999,900$4,200,0005 bd5 ba7,261 sqft$551 /sqft$27,248 /mo all-in ↓

829 BRUCE AVENUE, CLEARWATER BEACH, FL, 33767

Active285 days on marketListed Oct 27, 2025MLS #TB8441451

Reduced $200KPrivate poolFully furnishedSingle Family ResidenceMANDALAY SUB

About this home

829 BRUCE AVENUE

Luxury Clearwater Beach Home for Sale — Double Lot, Pool, and Designer Finishes Experience true coastal elegance in this magnificent luxury home for sale in Clearwater Beach, Florida. Beautifully constructed with exceptional architectural design and high-end finishes, this custom-built estate sits on a spacious double lot just a short walk to the world-famous sugar-sand beaches of Clearwater Beach. Offering 7,261 sq. ft. of heated living space and 13,633 sq. ft. total, this 5-bedroom, 4 full-bath, and 2 half-bath luxury residence is designed for refined living and grand entertaining. Step inside the impressive foyer with a spiral staircase and private elevator that connects each floor. The gourmet chef’s kitchen features premium Viking appliances, including a refrigerator, freezer, gas range with pot filler, double ovens, and dual dishwashers. A butler’s pantry with a wine refrigerator, walk-in pantry, and additional sink provides seamless hosting options. Enjoy open-concept living with a spacious living room, gas fireplace, and custom built-ins, along with a convenient office and elegant primary suite. The primary retreat includes a private kitchenette, two walk-in closets, and a spa-style bathroom with a soaking tub, walk-in shower, and bidet. Upstairs, a large family room with gas fireplace and multiple balconies offers stunning indoor-outdoor living. All four guest bedrooms and a main laundry room are located on this level. Outdoor living is unmatched, featuring a covered entertainment area, saltwater pool, hot tub, grilling station, and gas fireplace—all in a private, enclosed setting. Additional highlights include a three-car garage, whole-house generator, and luxurious finishes throughout. This Clearwater Beach luxury home perfectly blends elegance, comfort, and functionality—crafted for both everyday living and grand entertaining. Schedule your private tour today and make this dream coastal estate yours!

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

7,261

Sqft

0.29 ac

Lot size

3

Garage

2009

Year built

Three Or More

Levels

$551

Per sqft

Private poolFireplaceFurnishedPets allowed

Inside

FlooringMarble · Tile · Hardwood
AppliancesDryer · Exhaust Fan · Freezer · Ice Maker · Indoor Grill · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room · Other
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationBlock
FacesWest
ExteriorBalcony · Outdoor Grill · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2024)$48,062/yr
PetsYes
CommunityWater Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Sprinkler Recycled · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$27,248 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,583
PMI (est., until 20% equity)$1,500
Property tax — 2024 actual bill$4,005
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $399,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $399,990
Interest rate6.00%
Loan term

Estimated payment

$27,248/mo

Principal & interest$21,583
PMI (est., until 20% equity)$1,500
Property taxes (actual bill)$4,005
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MANDALAY SUB

$551 vs $525

Days on market

285 vs 71 typical

Where $551/sqft sits among the 24 homes for sale in MANDALAY SUB

14
2 · this home
1
1
3
3
$258–546$546–834$834–1122$1122–1410$1410–1698$1698+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Beach

Map of 829 BRUCE AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer8.0 months of inventoryBuyer’s market

$535K$885K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

13 of 24

MANDALAY SUB have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 627% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,999,900 $200K
Oct 27, 2025Listed at $4,200,000 · 285 days on market since
2009Built · MANDALAY SUB

Reality check

What actually sold near 829 BRUCE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

755 BAY ESPLANADESold · Dec ’25

$6,059,000

755 BAY ESPLANADE · same community

5 bd · 5.5 ba · 6,402 sqft · $946/sqft · 199 DOM

934 ELDORADO AVENUESold · May ’26

$4,800,000

934 ELDORADO AVENUE · same community

4 bd · 5 ba · 5,164 sqft · $930/sqft · 63 DOM

1070 ELDORADO AVENUESold · Mar ’26

$3,000,000

1070 ELDORADO AVENUE · same community

6 bd · 5.5 ba · 3,719 sqft · $807/sqft · 302 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 829 BRUCE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 829 BRUCE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

829 BRUCE AVENUE FAQs

What would the monthly payment be for 829 BRUCE AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,248/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 829 BRUCE AVENUE?+

The most recent tax bill on record (2024) was $48,062. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 829 BRUCE AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $3,999,900, this home is listed about 401% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 829 BRUCE AVENUE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,999,900 runs 627% above the CLEARWATER BEACH 33767 median — but at 7,261 sqft it's also nearly 5 times the size of the typical Clearwater Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

285 days on market against a Clearwater Beach median of 71 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $4,200,000, now $3,999,900 — a $200K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 COAST TO COAST · Teresa Reed Conroy. MLS #TB8441451.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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