1355 PINELLAS BAYWAY S UNIT 19, TIERRA VERDE, FL, 33715
Active296 days on marketListed Nov 3, 2025MLS #TB8442521
About this home
1355 PINELLAS BAYWAY S UNIT 19
Back on Market through no fault of the seller. Buyer financing was unsuccessful. Motivated Seller!! Lowest priced townhouse with a water view on Pinellas Bayway!!! Welcome to Pirates Cove—a serene waterfront community nestled on the shores of Tierra Verde. This beautifully maintained two-bedroom, two-bath townhome with a loft and bonus room offers a true coastal retreat surrounded by lush tropical landscaping and tranquil water views of Boca Ciega Bay. The open-concept living and dining areas feature vaulted ceilings and sliding doors leading to a private balcony overlooking a park-like setting. The loft area adds flexibility for an office, hobby, or reading nook, while the spacious bonus room on the ground level opens to a private patio, perfect for relaxing or entertaining outdoors. Recent updates include a new metal roof, Bahama shutters, and a new skylight in the primary suite. Residents of Pirates Cove enjoy a temperature-controlled pool, community dock with kayak launch, and the chance to spot manatees and enjoy the waterfront lifestyle year-round. This pet-friendly community (two large dogs allowed) is surrounded by three acres of tropical open space and is just moments from the Pinellas Trail, Fort De Soto Park, marinas, and local dining. Live the relaxed island lifestyle and discover why Pirates Cove is one of Tierra Verde’s most loved waterfront enclaves.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,375
Sqft
0 ac
Lot size
1
Garage
1981
Year built
Three Or More
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,375 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,375/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.3%
$/sqft vs Tierra Verde actives
$290 vs $433
Days on market
296 vs 99 typical
Where $290/sqft sits among the 64 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $995K
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
39 of 64
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 1355 PINELLAS BAYWAY S UNIT 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$500,000
1375 PINELLAS BAYWAY S UNIT 25 · same community
3 bd · 2 ba · 1,375 sqft · $364/sqft · 15 DOM
Sold · Oct ’25$825,000
1375 PINELLAS BAYWAY S UNIT 40 · same community
2 bd · 2 ba · 1,555 sqft · $531/sqft · 0 DOM
Sold · Jun ’26$640,000
1355 PINELLAS BAYWAY S UNIT 16 · same community
3 bd · 2 ba · 1,840 sqft · $348/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1355 PINELLAS BAYWAY S UNIT 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1355 PINELLAS BAYWAY S UNIT 19 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1355 PINELLAS BAYWAY S UNIT 19 FAQs
What would the monthly payment be for 1355 PINELLAS BAYWAY S UNIT 19?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,375/mo — principal and interest, the actual property-tax bill, the $950/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1355 PINELLAS BAYWAY S UNIT 19?+
The association fee works out to $950 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1355 PINELLAS BAYWAY S UNIT 19?+
The most recent tax bill on record (2024) was $8,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1355 PINELLAS BAYWAY S UNIT 19?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $399,000, this home is listed about 54% below the Tierra Verde median of $862,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1355 PINELLAS BAYWAY S UNIT 19?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$399,000 runs 54% above the TIERRA VERDE 33715 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $950/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
296 days on market against a Tierra Verde median of 99 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $620,000, now $399,000 — a $221K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Karen Crotty. MLS #TB8442521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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