CENTURY 21 Edge
$799,995$845,0003 bd2 ba1,490 sqft$537 /sqft≈$5,264 /mo all-in ↓

1375 PINELLAS BAYWAY S UNIT 39, TIERRA VERDE, FL, 33715

Active68 days on marketListed Jul 24, 2026MLS #TB8528608

✦ Reduced $45KWaterfrontTownhousePIRATES COVE CLUB CONDO

About this home

1375 PINELLAS BAYWAY S UNIT 39

Some waterfront homes offer a beautiful setting; this one delivers an exceptional boating lifestyle in coveted Tierra Verde, Florida, complete with a private, owner-owned deep-water deeded boat slip and an 8,000-pound solar-powered boat lift just steps from the door. Positioned along a protected natural cove framed by lush mangroves and tropical landscaping, this beautifully maintained residence showcases a distinctive Southwestern-inspired design with warm architectural character, moments from the community pool. Here, your boat is part of the home: step outside, cast off and be on the water in minutes. Spend your days exploring the islands, anchoring at a sandbar or arriving by boat for waterfront dining, then return to your own private dock at sunset. Inside, rich hardwood flooring, custom wood cabinetry and granite countertops set a tone of thoughtful craftsmanship. The light-filled open layout flows effortlessly from the gourmet kitchen into the main living spaces and out to multiple outdoor areas, including a covered waterfront deck, an expansive sun deck and a lower patio. Whether you are hosting friends or simply unwinding, these tiered outdoor spaces are perfect for entertaining and taking in spectacular Gulf Coast sunsets. Designed for premium, low-maintenance luxury, the home features concrete block construction, hurricane-impact windows and a recently updated metal roof that together offer ultimate peace of mind. The oversized garage features a pristine epoxy-finished floor, and a whole-home water softener adds everyday comfort. Approximately 260 square feet of bonus space provides valuable flexibility beyond the primary living area, easily adapting to a media room, fitness studio, private gym, home office or quiet retreat. It is a home that lets you spend your time on the water rather than maintaining the house. Boaters will appreciate direct, bridge-free access to Tampa Bay and the Gulf, with Shell Key Preserve, Egmont Key, sandbars, waterfront restaurants and renowned fishing waters all within easy reach. Dolphins, manatees and native coastal birds are frequent visitors, making the waterfront feel like a private nature preserve while you are only minutes from Fort De Soto Park's beaches, biking trails, fishing piers, kayak launches and dog beach. St. Pete Beach and downtown St. Petersburg offer exceptional dining, shopping, museums and year-round entertainment nearby. Whether you are relocating to Florida, seeking a seasonal retreat or a lock-and-leave second home, or searching from abroad for a turnkey Gulf Coast property, this residence blends distinctive design, waterfront luxury and private resort-style amenities with immediate access to world-class beaches and downtown culture. Tierra Verde's island setting keeps you close to beaches, dining and city culture while feeling a world apart. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,490

Sqft

1

Garage

1981

Year built

Three Or More

Levels

$537

Per sqft

WaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Epoxy · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Open Floorplan · Skylight(s) · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Vinyl Siding · Wood Frame
FoundationStilt/On Piling
ViewPool · Water
FacesWest
ParkingAssigned · Guest
ExteriorBalcony · Hurricane Shutters · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,848/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Water Access · Waterfront · Buyer Approval Required · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,264 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$487
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,000
Interest rate6.00%
Loan term

Estimated payment

$5,264/mo

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property taxes (actual bill)$487
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $800K
$439KedgeAI estimate $507,536 · range $457K–$558K$832K

vs edgeAI estimate

+57.6%

$/sqft vs Tierra Verde actives

$537 vs $451

Days on market

68 vs 95 typical

Where $537/sqft sits among the 71 Tierra Verde actives

31
23 · this home
4
6
1
6
$242–431$431–621$621–810$810–999$999–1189$1189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Drive times from this address

Tampa Int’l Airport (TPA)≈ 39 min
Downtown Tampa≈ 40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer — 10.3 months of inventoryBuyer’s market

$986K → $1.0M

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

37 of 71

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 180% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,995 ▼ $45K
Jul 24, 2026Listed at $845,000 · 68 days on market since
1981Built · PIRATES COVE CLUB CONDO

Reality check

What actually sold near 1375 PINELLAS BAYWAY S UNIT 39

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1375 PINELLAS BAYWAY S UNIT 40Sold · Oct ’25

$825,000

1375 PINELLAS BAYWAY S UNIT 40 · same community

2 bd · 2 ba · 1,555 sqft · $531/sqft · 0 DOM

1375 PINELLAS BAYWAY S UNIT 25Sold · Aug ’26

$500,000

1375 PINELLAS BAYWAY S UNIT 25 · same community

3 bd · 2 ba · 1,375 sqft · $364/sqft · 15 DOM

1355 PINELLAS BAYWAY S UNIT 16Sold · Jun ’26

$640,000

1355 PINELLAS BAYWAY S UNIT 16 · same community

3 bd · 2 ba · 1,840 sqft · $348/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1375 PINELLAS BAYWAY S UNIT 39 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1375 PINELLAS BAYWAY S UNIT 39 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1375 PINELLAS BAYWAY S UNIT 39 FAQs

What would the monthly payment be for 1375 PINELLAS BAYWAY S UNIT 39?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1375 PINELLAS BAYWAY S UNIT 39?+

The most recent tax bill on record (2025) was $5,848. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1375 PINELLAS BAYWAY S UNIT 39?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $799,995, this home is listed about 12% below the Tierra Verde median of $914,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1375 PINELLAS BAYWAY S UNIT 39?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$799,995 runs 180% above the TIERRA VERDE 33715 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $845,000, now $799,995 — a $45K cut. The full history is in the market section below.

Listing courtesy of EPIQUE REALTY INC. · Ebony Allen. MLS #TB8528608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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