3711 FLORAMAR TERRACE, NEW PORT RICHEY, FL, 34652
Active272 days on marketListed Nov 17, 2025MLS #TB8448063
About this home
3711 FLORAMAR TERRACE
Experience the perfect blend of coastal charm and modern comfort in this beautifully renovated waterfront home. Nestled in a large deep water canal with a newer seawall & private dock, just a short boat ride to open waters, this property offers both peace of mind and contemporary living at its finest. Nearly every major system has been updated, including a complete whole house repipe, HVAC with new ductwork, electrical upgrades and hot water heater. Appliances were installed in 2025 & remain under warranty. Additional upgrades include flat roofs, fresh exterior paint, new sewer lines from house to street, PGT IMPACT windows (2020) & sliders (2021), Precision garage door (2022) with a transferable warranty. & a fenced side yard (2023). Interior upgrades include flooring, custom cabinetry, vanities, drywall, baseboards, interior doors, hardware & interior paint; All refreshed and thoughtfully designed to create a bright, welcoming space ready for immediate move-in. Additional highlights include elegant leathered granite countertops, intercoastal views from back of house and full length screened porch with a granite bar & pass through windows. The expansive backyard offers endless possibilities and has a large fire pit ideal for entertaining & viewing the glorious sunsets. This waterfront gem is located in a golf-cart-friendly neighborhood, minutes from downtown New Port Richey's Sims Park, shops, restaurants, theater and nightlife. Gulf Harbors hosts concerts, food truck nights, golf cart parades, and other events at the community center & Gulf Harbors park. There's even more at the *private beach (optional membership is available for just $200 per year, adding even more value to this exceptional lifestyle opportunity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,311
Sqft
0.21 ac
Lot size
1
Garage
1967
Year built
One
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40%
$/sqft vs FLOR A MAR
$419 vs $384
Days on market
272 vs 52 typical
Where $419/sqft sits among the 63 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
38 of 63
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3711 FLORAMAR TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$345,000
5540 LEEWARD LANE · same community
2 bd · 2 ba · 1,316 sqft · $262/sqft · 0 DOM
Sold · Jun ’26$290,000
5061 ENSIGN LOOP · same community
3 bd · 2 ba · 1,303 sqft · $223/sqft · 0 DOM
Sold · May ’26$480,000
4247 FLORAMAR TERRACE · same community
3 bd · 2 ba · 1,324 sqft · $363/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3711 FLORAMAR TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3711 FLORAMAR TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3711 FLORAMAR TERRACE FAQs
What would the monthly payment be for 3711 FLORAMAR TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,179/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3711 FLORAMAR TERRACE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3711 FLORAMAR TERRACE?+
The most recent tax bill on record (2024) was $5,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3711 FLORAMAR TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $549,000, this home is listed about 93% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3711 FLORAMAR TERRACE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 154% above the NEW PORT RICHEY 34652 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
272 days on market against a New Port Richey median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $624,999, now $549,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Tiffany Spyridakos. MLS #TB8448063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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