315 CAPSTAN DRIVE, PLACIDA, FL, 33946
Active246 days on marketListed Nov 19, 2025MLS #TB8448668
About this home
315 CAPSTAN DRIVE
Exceptional oversized half-acre residential lot in an ideal location! Discover an incredible opportunity to build your dream home on this fully cleared and filled lot in Cape Haze West on the ICW side. Measuring 126’ of street frontage and 204’ deep, this generous home site sits on a quiet street framed by majestic banyan and ficus trees, creating a serene, tropical setting unique to this historic coastal community. Enjoy close proximity to the Intracoastal Waterway, three nearby marinas, Coral Creek Airport, a Tom Fazio Signature Golf Course, shopping, dining, and the pristine white sand beaches of Boca Grande, Palm Island, Little Gasparilla Island, and Don Pedro State Park. Established in the 1950s, Cape Haze is known for its timeless charm and ability to design your perfect place, bringing your vision to life.
Facts & features
The home at a glance
0.59 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,860 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,860/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 554% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 315 CAPSTAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 315 CAPSTAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
315 CAPSTAN DRIVE FAQs
What would the monthly payment be for 315 CAPSTAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,860/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 315 CAPSTAN DRIVE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 315 CAPSTAN DRIVE?+
The most recent tax bill on record (2024) was $2,706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 315 CAPSTAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $229,000, this home is listed about 65% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 315 CAPSTAN DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$229,000 runs 554% above the PLACIDA 33946 median.
02Time on market is leverage
246 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Robert Melvin. MLS #TB8448668.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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