2215 WALLACE ROAD, LUTZ, FL, 33549
Active255 days on marketListed Nov 21, 2025MLS #TB8450439
About this home
2215 WALLACE ROAD
Set on 1.26 acres of peaceful, natural pond front property, this Lutz opportunity is all about the land. The existing 2-bedroom, 1-bath home is older and in perfectly loveable condition, but the real value is the chance to design and build your dream residence with more than 230 feet of frontage on a quiet, classically Florida pond. The location is rural and tucked away, yet you’re just minutes from shopping, schools, restaurants, major services, and the major roads and interstate highways that take you to the airport, downtown and everywhere else Tampa Bay is famous for. Envision your custom estate, a modern farmhouse, or a retreat surrounded by nature. This property delivers the space, privacy, and location to make it happen.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,080
Sqft
1.26 ac
Lot size
1947
Year built
One
Levels
$417
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.2%
$/sqft vs UNPLATTED
$417 vs $305
Days on market
255 vs 35 typical
Where $417/sqft sits among the 176 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
73 of 176
UNPLATTED have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 2215 WALLACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$115,000
6804 N 78TH STREET · same community
2 bd · 1 ba · 1,074 sqft · $107/sqft · 2 DOM
Sold · Dec ’25$315,000
825 SEABREEZE DRIVE · same community
3 bd · 1 ba · 1,121 sqft · $281/sqft · 173 DOM
Sold · Dec ’25$395,000
2803 GULF CITY ROAD · same community
3 bd · 2 ba · 1,124 sqft · $351/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2215 WALLACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2215 WALLACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2215 WALLACE ROAD FAQs
What would the monthly payment be for 2215 WALLACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,214/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2215 WALLACE ROAD?+
The most recent tax bill on record (2024) was $2,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $450,000, this home is listed about 8% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2215 WALLACE ROAD?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LUTZ 33549 market on paper
$450,000 is 3% below the LUTZ 33549 median of $464,400.
02Time on market is leverage
255 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $495,000, now $450,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jim Knetsch. MLS #TB8450439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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