4961 W BREEZE CIRCLE, PALM HARBOR, FL, 34683
Active244 days on marketListed Dec 2, 2025MLS #TB8453071
About this home
4961 W BREEZE CIRCLE
Welcome home to this beautifully appointed residence located in the highly desirable West Breeze Estates community of Palm Harbor. Offering the perfect blend of comfort, function, and Florida lifestyle, this spacious 4-bedroom, 3-bath home delivers over 2,500 sq ft of living space designed for both everyday living and effortless entertaining. This home offers downstairs master bedroom and large size bonus room which can be turned into kids play room, additional bedroom, men cave, or even a theatre. Step inside to an inviting layout featuring generously sized living and dining areas, abundant natural light, and high ceilings that create an airy, open feel. The home’s thoughtful design provides excellent flow between the main gathering spaces, while still offering private retreats for family members or guests. A split-bedroom arrangement adds flexibility, making it ideal for multigenerational living, home office needs, or simply added privacy. The large kitchen is centrally located and offers plenty of countertop space, cabinetry, and a functional layout that opens toward the living areas—perfect for hosting holidays, dinner parties, or casual family evenings. Oversized windows throughout the home ensure bright, cheerful interiors, giving each room a warm and welcoming atmosphere. The primary suite is generously sized and serves as a true retreat, offering space for a sitting area or added décor. The accompanying bathroom provides ample comfort, with room to update or modernize to your preferred style. Additional bedrooms are also nicely proportioned, giving family members or guests their own comfortable spaces. The backyard provides a great canvas for enjoying Florida’s outdoor lifestyle with a pool. With homes around the neighborhood featuring beautiful outdoor living setups, this property offers the opportunity to create your own private oasis. Located on a quiet street in a peaceful, well-kept community, this home offers the ideal suburban setting while still being close to everything that makes Palm Harbor such a desirable place to live. You’re just minutes from top-rated schools, beaches, parks, dining, shopping, and recreation, yet tucked away in a neighborhood that feels calm, friendly, and established. Whether you're seeking a spacious family home, a well-located property with long-term value, or a residence you can customize to your tastes, 4961 W Breeze Cir offers a rare opportunity in one of Palm Harbor’s most appealing residential areas. *** ROOF REPLACED IN 2022 *** WATER HEATER REPLACED IN 2024 *** DOWNSTAIRS AC REPLACED IN 2022 ***
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,543
Sqft
0.17 ac
Lot size
3
Garage
2003
Year built
Two
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,580 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,580/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−35.6%
$/sqft vs Palm Harbor actives
$271 vs $261
Days on market
244 vs 42 typical
Where $271/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4961 W BREEZE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$675,000
4997 W BREEZE CIRCLE · same community
3 bd · 3 ba · 2,600 sqft · $260/sqft · 79 DOM
Sold · Jul ’26$800,000
4878 W BREEZE CIRCLE · same community
4 bd · 3 ba · 3,152 sqft · $254/sqft · 0 DOM
Sold · Apr ’26$1,375,250
154 CARLYLE DRIVE
3 bd · 2.5 ba · 2,631 sqft · $523/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4961 W BREEZE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4961 W BREEZE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4961 W BREEZE CIRCLE FAQs
What would the monthly payment be for 4961 W BREEZE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,580/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4961 W BREEZE CIRCLE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4961 W BREEZE CIRCLE?+
The most recent tax bill on record (2024) was $4,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4961 W BREEZE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $690,000, this home is listed about 84% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4961 W BREEZE CIRCLE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$690,000 runs 66% above the PALM HARBOR 34683 median — but at 2,543 sqft it's also 74% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
244 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $799,000, now $690,000 — a $109K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Mike Nazari. MLS #TB8453071.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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