4882 W BREEZE CIRCLE, PALM HARBOR, FL, 34683
Active33 days on marketListed Jul 2, 2026MLS #TB8520481
About this home
4882 W BREEZE CIRCLE
Welcome to 4882 West Breeze Circle, AVAILABLE TO SHOW NOW, an immaculate Palm Harbor home offering 4 bedrooms, 3 bathrooms, and a desirable 3-car garage in the sought-after West Breeze community. Located in Flood Zone X with a low HOA, this home offers the perfect blend of comfort, flexibility, and peace of mind. Inside, you’ll love the functional 3-way split floor plan, ideal for privacy and everyday living. One area of the home is perfect for an in-law suite, guest space, or young adult living arrangement, offering a separate entrance and nearby bathroom for added convenience. The home has been beautifully maintained and shows true pride of ownership throughout. Major updates include a NEW ROOF installed in June 2026, an UPGRADED HVAC system installed in 2016, UV light added to the AC in 2025, a new on-demand WATER HEATER in 2025, and a new GARBAGE DISPOSAL in 2025. The kitchen features stainless steel appliances, with all kitchen appliances replaced in 2018, barely used and a brand-NEW kitchen REFRIGERATOR added in 2025. Additional improvements include laminate flooring installed in the bedrooms in 2017, fresh interior paint completed in 2017, an upgraded SPRINKLER SYSTEM with stainless steel heads and improved routing for efficiency in 2025, and a LANAI RE-SCREENED with micro-screen in 2024. The location is another standout feature. Enjoy being close to some of the area’s most loved beaches, parks, trails, and local landmarks, including Honeymoon Island State Park, Caladesi Island, Fred Howard Park, Wall Springs Park, the Pinellas Trail, Downtown Palm Harbor, Crystal Beach, Ozona, and the historic Palm Harbor Museum. Whether you enjoy beach days, biking, walking trails, waterfront sunsets, local restaurants, or exploring the character of Old Florida coastal communities, this location puts you near it all. With its immaculate condition, flexible floor plan, thoughtful updates, LOW HOA, Flood Zone X location, and convenient access to Palm Harbor’s coastal lifestyle, this move-in ready home is one you will not want to miss.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,219
Sqft
0.26 ac
Lot size
3
Garage
2003
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,538 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,538/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs Palm Harbor actives
$277 vs $264
Days on market
33 vs 48 typical
Where $277/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
217 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4882 W BREEZE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$675,000
4997 W BREEZE CIRCLE · same community
3 bd · 3 ba · 2,600 sqft · $260/sqft · 79 DOM
Sold · Jul ’26$800,000
4878 W BREEZE CIRCLE · same community
4 bd · 3 ba · 3,152 sqft · $254/sqft · 0 DOM
Sold · Sep ’25$1,240,000
130 CARLYLE DRIVE
4 bd · 2 ba · 2,244 sqft · $553/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4882 W BREEZE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4882 W BREEZE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4882 W BREEZE CIRCLE FAQs
What would the monthly payment be for 4882 W BREEZE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,538/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4882 W BREEZE CIRCLE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4882 W BREEZE CIRCLE?+
The most recent tax bill on record (2025) was $9,174. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4882 W BREEZE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $614,900, this home is listed about 62% above the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4882 W BREEZE CIRCLE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$614,900 runs 54% above the PALM HARBOR 34683 median — but at 2,219 sqft it's also 52% larger than the typical Palm Harbor listing.
02Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $625,000, now $614,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Stacey Ward. MLS #TB8520481.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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